Gilsum, NH Utility & Living Guide

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Tier 3 Location

Gilsum, NH Utility & Living Guide

Living in Gilsum, NH offers a tranquil and picturesque setting with easy access to outdoor recreation and a strong sense of community.

Last updated: June 26, 2026
Total Utilities$300/mo
1BR Rent$1100/mo
COL Index118 (+18% above national average)
Family Score7/10
Median Home$280,000
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⚠️ Natural Hazard History — Gilsum
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$150/mo

Eversource Energy
🔥 Gas

N/A - Electric only
💧 Water

$50/mo

Gilsum Water Department
🗑️ Garbage

$30/mo

Casella Waste Systems
📶 Internet

$70/mo

Combined Average Overhead $300/month

Housing Market

Rent & Property
1 Bedroom$1100/mo
2 Bedrooms$1400/mo
3 Bedrooms$2000/mo
Median Home Price$280,000
Property Tax Rate1.8%
Avg Childcare/mo$1200

The housing market in Gilsum is relatively stable, with a mix of older and newer homes available. Rentals are limited, but affordable options can be found. The town has a strong sense of community, making it an attractive option for families.

Cost of Living

Overall COL Index

118

US national avg = 100
vs National Avg

+18% above national average

Groceries

105

Transportation

94

Healthcare

102

Childcare/mo

$1200

Tax Rates

Tax Overview
Property Tax Rate1.8%
<p>State 0% + No County tax + No City tax</p>

New Hampshire has no state income tax, but taxes dividends and interest income at 5%

Family & Relocation

Family Vibe Score
7/10
Safety Index

40

Higher = safer
School Rating

7.2/10

GreatSchools avg
Avg Childcare

$1200/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Purple description, with a mix of conservative and liberal views
Business Momentum
Moderate, with key industries in tourism, healthcare, and education
Top Local Concerns
Property taxes, education funding, environmental conservation
🚌 Transit for Families

Gilsum has limited public transportation, but the town is relatively walkable and bike-friendly, with some sidewalks and crosswalks

🎡 Top Kid Attractions
  • 🎯
    Miller State Park
  • 🎯
    Gilsum Recreation Center
  • 🎯
    Monadnock State Park

Best Neighborhoods for Families

The village center and surrounding neighborhoods offer a mix of historic and modern homes, with easy access to town amenities and outdoor recreation. The area around Miller State Park is also popular for its scenic views and hiking trails.

Household Budget Calculator

Estimate your real monthly cost of living in Gilsum based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Gilsum has regulations regarding zoning, building permits, and environmental conservation

Gilsum's economy is driven by small businesses and tourism, with a growing trend towards sustainable energy and outdoor recreation. The town is investing in infrastructure to support these industries and attract new residents.

Financial Tools

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📊 Gilsum — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Gilsum fluctuate significantly with the seasons, with higher electricity bills in the summer due to air conditioning and higher heating oil bills in the winter. Residents can expect to pay around 20-30% more for utilities during the peak summer and winter months.

🏛️ Local Tax Details

The ZIP code 03448 has a property tax millage rate of 24.5, with no local surtaxes

👶 Family & Stroller Friendliness

6/10, with explanation: Gilsum has some sidewalks and crosswalks, but they can be uneven and limited in some areas. The town has some parks and outdoor spaces with stroller-friendly paths, but more infrastructure is needed to support families with young children.

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