Gloucester City, NJ Utility & Living Guide

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Tier 3 Location

Gloucester City, NJ Utility & Living Guide

Gloucester City offers a charming small-town feel with easy access to Philadelphia's amenities.

Last updated: June 25, 2026
Total Utilities$330/mo
1BR Rent$1150/mo
Sales Tax6.625%
COL Index103 (+3% above national average)
Family Score7/10
Median Home$315,000
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⚠️ Natural Hazard History — Gloucester City
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$125/mo

Atlantic City Electric
🔥 Gas

$55/mo

South Jersey Gas
💧 Water

$50/mo

Gloucester City Municipal Utilities Authority
🗑️ Garbage

$30/mo

Gloucester City Public Works
📶 Internet

$70/mo

Combined Average Overhead $330/month

Housing Market

Rent & Property
1 Bedroom$1150/mo
2 Bedrooms$1550/mo
3 Bedrooms$2000/mo
Median Home Price$315,000
Property Tax Rate1.3%
Avg Childcare/mo$950

The housing market in Gloucester City is moderately competitive, with a mix of historic homes and newer developments. Prices have been rising steadily due to its proximity to Philadelphia.

Cost of Living

Overall COL Index

103

US national avg = 100
vs National Avg

+3% above national average

Groceries

101

Transportation

97

Healthcare

99

Childcare/mo

$950

Tax Rates

Tax Overview
Total Sales Tax6.625%
Property Tax Rate1.3%
<p>State 6.625% + County 0% + City 0%</p>

New Jersey has a progressive income tax system with rates ranging from 1.4% to 10.75%.

Family & Relocation

Family Vibe Score
7/10
Safety Index

52

Higher = safer
School Rating

6.5/10

GreatSchools avg
Avg Childcare

$950/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Purple, with a mix of Democratic and Republican voters
Business Momentum
Moderate, with key industries in logistics, healthcare, and retail
Top Local Concerns
Property taxes, public safety, infrastructure maintenance
🚌 Transit for Families

Public transit is limited, but sidewalks are generally well-maintained for stroller access.

🎡 Top Kid Attractions
  • 🎯
    Proprietors Park
  • 🎯
    Gloucester City Waterfront
  • 🎯
    Gloucester City Library

Best Neighborhoods for Families

The waterfront area and neighborhoods near Johnson Boulevard are popular for families due to their proximity to parks and schools.

Household Budget Calculator

Estimate your real monthly cost of living in Gloucester City based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Residents must obtain permits for home renovations and adhere to local zoning laws. Short-term rentals require a license.

Gloucester City is seeing increased investment in waterfront development. Home prices are rising due to demand from Philadelphia commuters.

Financial Tools

Calculators
Planning Tools

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📊 Gloucester City — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

💰 Median Household Income
$59,926
👤 Median Age
35.4
🏠 Homeownership Rate
63.7%
🔑 Renter Rate
36.3%
📉 Poverty Rate
11.2%
💼 Unemployment Rate
8.1%
📡 Internet Access
81.5%
🎓 College Educated
15.0%

☀️ Seasonal Utility Costs

Utility costs peak in winter due to heating needs, while summer sees moderate increases from air conditioning usage.

🏛️ Local Tax Details

Key ZIP code level tax info: Property tax millage rate of 1.3%, no local surtaxes specific to Gloucester City.

👶 Family & Stroller Friendliness

7/10: Sidewalks are generally good, parks are accessible, but transit options are limited for families.

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