Gloversville, NY Utility & Living Guide

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Tier 3 Location

Gloversville, NY Utility & Living Guide

Gloversville offers a blend of historic charm and affordable living in upstate New York.

Last updated: June 25, 2026
Total Utilities$305/mo
1BR Rent$1200/mo
Sales Tax7.5%
COL Index105 (+5% above national average)
Family Score6/10
Median Home$320,000
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⚠️ Natural Hazard History — Gloversville
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$120/mo

National Grid
🔥 Gas

$50/mo

National Grid
💧 Water

$45/mo

Gloversville Water Department
🗑️ Garbage

$25/mo

Gloversville Department of Public Works
📶 Internet

$65/mo

Combined Average Overhead $305/month

Housing Market

Rent & Property
1 Bedroom$1200/mo
2 Bedrooms$1600/mo
3 Bedrooms$2100/mo
Median Home Price$320,000
Property Tax Rate1.2%
Avg Childcare/mo$1000

The housing market in Gloversville is relatively affordable compared to nearby cities. Many homes feature historic architecture, but some may require updates.

Cost of Living

Overall COL Index

105

US national avg = 100
vs National Avg

+5% above national average

Groceries

102

Transportation

98

Healthcare

100

Childcare/mo

$1000

Tax Rates

Tax Overview
Total Sales Tax7.5%
Property Tax Rate1.2%
<p>State 4% + County 3.5% + City 0%</p>

New York State income tax ranges from 4% to 8.82% depending on income level.

Family & Relocation

Family Vibe Score
6/10
Safety Index

50

Higher = safer
School Rating

6.5/10

GreatSchools avg
Avg Childcare

$1000/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Purple (mix of Democratic and Republican voters)
Business Momentum
Moderate with key industries in manufacturing, healthcare, and retail
Top Local Concerns
Economic development, infrastructure maintenance, public safety
🚌 Transit for Families

Public transit is limited; most families rely on cars. Sidewalks are available in downtown areas.

🎡 Top Kid Attractions
  • 🎯
    Gloversville Public Library
  • 🎯
    Pine Brook Park
  • 🎯
    Trail Station Park

Best Neighborhoods for Families

The downtown area offers walkability and historic homes. Suburban neighborhoods like Kingsboro are popular for families.

Household Budget Calculator

Estimate your real monthly cost of living in Gloversville based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Gloversville has zoning laws that regulate property use and development. Short-term rentals may require permits.

Gloversville is seeing growth in small manufacturing and tourism. The city is investing in downtown revitalization projects.

Financial Tools

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📊 Gloversville — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

💰 Median Household Income
$42,363
👤 Median Age
41.0
🏠 Homeownership Rate
48.0%
🔑 Renter Rate
52.0%
📉 Poverty Rate
22.5%
💼 Unemployment Rate
7.5%
📡 Internet Access
77.4%
🎓 College Educated
13.2%

☀️ Seasonal Utility Costs

Winter heating costs can double due to cold temperatures. Summer AC usage is moderate, with milder peaks compared to southern regions.

🏛️ Local Tax Details

Key ZIP code level tax info: property tax millage rates vary by school district, no local surtaxes specific to Gloversville county

👶 Family & Stroller Friendliness

Score 6/10: Sidewalks are decent in downtown areas but uneven in older neighborhoods. Park access is good, but elevator access in transit is limited.

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