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Gray, GA Utility & Living Guide
Utilities, housing, taxes, cost of living, and local insights — everything residents and families need.
Monthly Utility Costs
$140/mo
—
$30/mo
$20/mo
$60/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $900/mo |
| 2 Bedrooms | $1100/mo |
| 3 Bedrooms | $1400/mo |
| Median Home Price | $280,000 |
| Property Tax Rate | 1.15% |
| Avg Childcare/mo | $800 |
The housing market in Gray is relatively affordable, with a range of options from historic homes to new constructions. The city has seen steady growth in recent years, with new developments and renovations underway. Overall, Gray offers a great balance of affordability and quality of life.
Cost of Living
95
-5% below national average
98
92
105
$800
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 8% |
| Property Tax Rate | 1.15% |
| <p>State 4% + County 3% + City 1%</p> | |
Georgia has a progressive state income tax with rates ranging from 1% to 5.99%
Family & Relocation
60
7.2/10
$800/mo
City Pulse
Gray has a limited public transportation system, but the city is relatively walkable and bikeable, with some sidewalks and bike lanes
- Gray Recreation Center
- Lake Tobesofkee
- Macon Museum of Arts and Sciences
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Gray based on your household profile.
📰 Live Local News
Gray has regulations in place to preserve its historic downtown area and protect the environment, including zoning ordinances and recycling programs
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
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📊 Gray — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Gray tend to be higher in the summer months due to air conditioning usage, with average electricity bills increasing by 20-30% from June to August. In the winter months, utility costs are relatively low, with average electricity bills decreasing by 10-20% from December to February.
🏛️ Local Tax Details
The ZIP code 31032 has a property tax millage rate of 25.5 mills, with an additional 1% local surtax for education
👶 Family & Stroller Friendliness
6, Gray has some sidewalks and bike lanes, but could improve its accessibility for strollers and families, with some areas lacking crosswalks and pedestrian infrastructure
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