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Gray, ME Utility & Living Guide
Utilities, housing, taxes, cost of living, and local insights — everything residents and families need.
Monthly Utility Costs
$150/mo
—
$50/mo
$30/mo
$60/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1100/mo |
| 2 Bedrooms | $1400/mo |
| 3 Bedrooms | $2000/mo |
| Median Home Price | $280,000 |
| Property Tax Rate | 1.35% |
| Avg Childcare/mo | $900 |
The housing market in Gray is relatively stable, with a mix of older and newer homes available. The town has seen some new construction in recent years, but prices remain competitive. Rentals are also available, although options may be limited.
Cost of Living
108
+8% above national average
105
92
102
$900
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 5.5% |
| Property Tax Rate | 1.35% |
| <p>State 5.5% + No county tax + No city tax</p> | |
Maine has a state income tax with a top rate of 7.95%, but no local income taxes are imposed.
Family & Relocation
55
7.2/10
$900/mo
City Pulse
Gray has limited public transportation, but the town is relatively walkable and bikeable, with some sidewalks and crosswalks.
- Gray Recreation Center
- Bradbury Mountain State Park
- Maine Wildlife Park
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Gray based on your household profile.
📰 Live Local News
Gray has regulations regarding zoning, land use, and environmental protection, which are enforced by the town’s planning and code enforcement departments.
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
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📊 Gray — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Gray tend to be higher in the winter months due to heating needs, with average electric bills increasing by 20-30% from December to February. In the summer, costs are relatively stable, with some increase in water usage due to lawn irrigation.
🏛️ Local Tax Details
The ZIP code 04039 has a property tax millage rate of 18.5, with no local surtaxes imposed.
👶 Family & Stroller Friendliness
6, with explanation: Gray has some sidewalks and crosswalks, but they can be limited in some areas, and elevator access in transit is not always available. However, the town's parks and outdoor spaces are generally stroller-friendly and well-maintained.
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