Great Mills, MD Utility & Living Guide

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Great Mills, MD Utility & Living Guide

Living in Great Mills, MD offers a unique blend of rural charm and access to urban amenities, making it an attractive option for those looking for a relaxed pace of life.

Last updated: October 5, 2026
Total Utilities$290/mo
1BR Rent$1100/mo
Sales Tax6%
COL Index108 (+8% above national average)
Family Score7/10
Median Home$340,000
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🌤️ Live Weather — Great Mills
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The current financial trends in Great Mills indicate a growing economy, driven by the expansion of the technology and healthcare sectors. However, the area's rural character and limited job opportunities may pose challenges for some residents.
⚠️ Natural Hazard History — Great Mills
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$140/mo

SMECO (Southern Maryland Electric Cooperative)
🔥 Gas

—

N/A - Electric only
💧 Water

$50/mo

St. Mary's County Metropolitan Commission
🗑️ Garbage

$30/mo

St. Mary's County Department of Public Works
📶 Internet

$70/mo

Combined Average Overhead$290/month

Housing Market

Rent & Property
1 Bedroom$1100/mo
2 Bedrooms$1400/mo
3 Bedrooms$1900/mo
Median Home Price$340,000
Property Tax Rate1.15%
Avg Childcare/mo$1200

The housing market in Great Mills is characterized by a mix of single-family homes, townhouses, and apartments, with a moderate level of new construction activity. Home prices have been steadily increasing over the past few years, driven by the area’s growing popularity. Rentals are also available, although options may be limited in certain areas.

Cost of Living

Overall COL Index

108

US national avg = 100
vs National Avg

+8% above national average

Groceries

105

Transportation

92

Healthcare

102

Childcare/mo

$1200

Tax Rates

Tax Overview
Total Sales Tax6%
Property Tax Rate1.15%
<p>State 6% + County 0% + City 0%</p>

Maryland has a progressive income tax system, with rates ranging from 2% to 5.75%. Residents of Great Mills are subject to state income tax, but there are no local income taxes.

Family & Relocation

Family Vibe Score
7/10
Safety Index

60

Higher = safer
School Rating

7.2/10

GreatSchools avg
Avg Childcare

$1200/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Purple description, with a mix of conservative and liberal views
Business Momentum
Moderate, with key industries including technology, healthcare, and tourism
Top Local Concerns
Traffic, education, public safety
🚌 Transit for Families

The public transit system in Great Mills is limited, but the area is relatively walkable and bikeable, with some sidewalks and bike lanes available.

🎡 Top Kid Attractions
  • 🎯
    St. Mary's County Fairgrounds
  • 🎯
    Cecil's Old Mill
  • 🎯
    Point Lookout State Park

Best Neighborhoods for Families

The best neighborhoods for families in Great Mills include the areas around the town center, which offer a mix of single-family homes and townhouses, as well as access to local parks and amenities. The nearby community of Lexington Park also offers a range of housing options and family-friendly activities.

Household Budget Calculator

Estimate your real monthly cost of living in Great Mills based on your household profile.

📰 Live Local News

Great Mills has regulations in place regarding zoning, building permits, and environmental protection. Residents are also subject to St. Mary’s County ordinances and regulations.

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📊 Great Mills — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Great Mills tend to be higher in the summer months due to air conditioning usage, with average electricity bills increasing by 20-30% between June and August. In contrast, winter months see a smaller increase in utility costs, with average bills rising by 10-20% between December and February.

🏛️ Local Tax Details

The ZIP code 20634, which covers Great Mills, has a property tax millage rate of 0.85, with no local surtaxes. However, residents are subject to the St. Mary's County property tax rate of 0.95.

👶 Family & Stroller Friendliness

Score 6: Great Mills has some sidewalks and bike lanes, but the area is not particularly stroller-friendly due to the lack of elevators in public transit and limited accessibility in some areas.

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