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Hackettstown, NJ Utility & Living Guide

Utilities, housing, taxes, cost of living, and local insights — everything residents and families need.

Last updated: June 25, 2026

Total Utilities$305/mo

1BR Rent$1200/mo

Sales Tax7.5%

COL Index105 (+5% above national average)

Family Score6/10

Median Home$320,000

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🌤️ Live Weather — Hackettstown

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⚠️ Natural Hazard History — Hackettstown

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💰 Budget Calculator

🔌 Utilities

🏠 Housing

📊 Cost of Living

💰 Taxes

👨‍👩‍👧 Families

🧮 Tools

Monthly Utility Costs

⚡ Electric

$120/mo

Jersey Central Power & Light (JCP&L)

🔥 Gas

$50/mo

New Jersey Natural Gas

💧 Water

$45/mo

Hackettstown Municipal Utilities Authority

🗑️ Garbage

$25/mo

Hackettstown Department of Public Works

📶 Internet

$65/mo

Combined Average Overhead$305/month

Housing Market

Rent & Property
1 Bedroom	$1200/mo
2 Bedrooms	$1600/mo
3 Bedrooms	$2100/mo
Median Home Price	$320,000
Property Tax Rate	1.2%
Avg Childcare/mo	$1000

Hackettstown’s housing market is moderately priced compared to nearby areas, with steady demand for single-family homes. Inventory remains tight, especially for move-in-ready properties.

Cost of Living

Overall COL Index

105

US national avg = 100

vs National Avg

+5% above national average

Groceries

102

Transportation

Healthcare

100

Childcare/mo

$1000

Tax Rates

Tax Overview
Total Sales Tax	7.5%
Property Tax Rate	1.2%
<p>State 6.625% + County 0% + City 0.875%</p>

New Jersey has a progressive income tax ranging from 1.4% to 10.75%.

Family & Relocation

Family Vibe Score

6/10

Safety Index

Higher = safer

School Rating

6.5/10

GreatSchools avg

Avg Childcare

$1000/mo

City Pulse

Population Trend

+2% (growing)

Political Climate

Purple

Business Momentum

Moderate with key industries in manufacturing, healthcare, and retail

Top Local Concerns

Property taxes, road maintenance, school funding

🚌 Transit for Families

Limited public transit options; most families rely on personal vehicles.

🎡 Top Kid Attractions

🎯
Hackettstown Park
🎯
Centenary University Planetarium
🎯
M&M Mars Factory Tour

Best Neighborhoods for Families

The area around Mountain Avenue is popular for families due to its proximity to schools and parks. West End offers more affordable housing options with good access to amenities.

Household Budget Calculator

Estimate your real monthly cost of living in Hackettstown based on your household profile.

📰 Live Local News

Residents must obtain permits for home renovations and adhere to strict waste disposal schedules.

Financial Tools

Calculators

Income Tax CalculatorEstimate take-home pay by state
Mortgage CalculatorMonthly payment estimator
Affordability CalculatorHow much home can you afford?
Childcare Cost EstimatorCompare daycare costs by city

Planning Tools

Retirement PlannerRetirement readiness check
Car Lease CalculatorMonthly lease payment estimator
Savings CalculatorGrow your emergency fund
City Comparison ToolCompare cities side by side

Find Another City Guide

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📊 Hackettstown — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

💰 Median Household Income

$79,621

👤 Median Age

38.3

🏠 Homeownership Rate

59.6%

🔑 Renter Rate

40.4%

📉 Poverty Rate

8.4%

💼 Unemployment Rate

7.6%

📡 Internet Access

91.4%

🎓 College Educated

34.5%

☀️ Seasonal Utility Costs

Winter heating costs can spike gas bills by 30-40%, while summer AC use increases electric bills slightly. Water usage peaks in summer for landscaping.

🏛️ Local Tax Details

Key ZIP code level tax info: property tax millage rates vary by municipality within Warren County, with Hackettstown having a slightly higher rate than surrounding towns.