Hackettstown, NJ Utility & Living Guide

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Tier 3 Location

Hackettstown, NJ Utility & Living Guide

Hackettstown offers a charming small-town atmosphere with convenient access to urban amenities.

Last updated: June 25, 2026
Total Utilities$305/mo
1BR Rent$1200/mo
Sales Tax7.5%
COL Index105 (+5% above national average)
Family Score6/10
Median Home$320,000
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⚠️ Natural Hazard History — Hackettstown
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$120/mo

Jersey Central Power & Light (JCP&L)
🔥 Gas

$50/mo

New Jersey Natural Gas
💧 Water

$45/mo

Hackettstown Municipal Utilities Authority
🗑️ Garbage

$25/mo

Hackettstown Department of Public Works
📶 Internet

$65/mo

Combined Average Overhead $305/month

Housing Market

Rent & Property
1 Bedroom$1200/mo
2 Bedrooms$1600/mo
3 Bedrooms$2100/mo
Median Home Price$320,000
Property Tax Rate1.2%
Avg Childcare/mo$1000

Hackettstown’s housing market is moderately priced compared to nearby areas, with steady demand for single-family homes. Inventory remains tight, especially for move-in-ready properties.

Cost of Living

Overall COL Index

105

US national avg = 100
vs National Avg

+5% above national average

Groceries

102

Transportation

98

Healthcare

100

Childcare/mo

$1000

Tax Rates

Tax Overview
Total Sales Tax7.5%
Property Tax Rate1.2%
<p>State 6.625% + County 0% + City 0.875%</p>

New Jersey has a progressive income tax ranging from 1.4% to 10.75%.

Family & Relocation

Family Vibe Score
6/10
Safety Index

50

Higher = safer
School Rating

6.5/10

GreatSchools avg
Avg Childcare

$1000/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Purple
Business Momentum
Moderate with key industries in manufacturing, healthcare, and retail
Top Local Concerns
Property taxes, road maintenance, school funding
🚌 Transit for Families

Limited public transit options; most families rely on personal vehicles.

🎡 Top Kid Attractions
  • 🎯
    Hackettstown Park
  • 🎯
    Centenary University Planetarium
  • 🎯
    M&M Mars Factory Tour

Best Neighborhoods for Families

The area around Mountain Avenue is popular for families due to its proximity to schools and parks. West End offers more affordable housing options with good access to amenities.

Household Budget Calculator

Estimate your real monthly cost of living in Hackettstown based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Residents must obtain permits for home renovations and adhere to strict waste disposal schedules.

Hackettstown is seeing growth in local small businesses, particularly in the food and beverage sector. Property values continue to rise modestly due to its desirable location.

Financial Tools

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📊 Hackettstown — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

💰 Median Household Income
$79,621
👤 Median Age
38.3
🏠 Homeownership Rate
59.6%
🔑 Renter Rate
40.4%
📉 Poverty Rate
8.4%
💼 Unemployment Rate
7.6%
📡 Internet Access
91.4%
🎓 College Educated
34.5%

☀️ Seasonal Utility Costs

Winter heating costs can spike gas bills by 30-40%, while summer AC use increases electric bills slightly. Water usage peaks in summer for landscaping.

🏛️ Local Tax Details

Key ZIP code level tax info: property tax millage rates vary by municipality within Warren County, with Hackettstown having a slightly higher rate than surrounding towns.

👶 Family & Stroller Friendliness

6/10: Sidewalks are common in residential areas but uneven in older neighborhoods. Parks are accessible but transit options are limited for families.

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