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Hadley, MA Utility & Living Guide
Living in Hadley, MA offers a unique blend of rural charm and easy access to nearby cities, making it an attractive option for those looking for a relaxed pace of life.
Monthly Utility Costs
$140/mo
—
$50/mo
$30/mo
$70/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1300/mo |
| 2 Bedrooms | $1700/mo |
| 3 Bedrooms | $2300/mo |
| Median Home Price | $340,000 |
| Property Tax Rate | 1.25% |
| Avg Childcare/mo | $1200 |
The housing market in Hadley is relatively stable, with a mix of older and newer homes available. The town has seen some new construction in recent years, but prices remain competitive. Rentals are also available, particularly in the form of apartments and condominiums.
Cost of Living
110
+10% above national average
105
95
102
$1200
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 6.25% |
| Property Tax Rate | 1.25% |
| <p>State 5.2% + No County tax + No City tax</p> | |
Massachusetts has a flat state income tax rate of 5.2%, with no local income taxes.
Family & Relocation
60
7.2/10
$1200/mo
City Pulse
The Pioneer Valley Transit Authority (PVTA) provides public transportation in the area, with some routes accessible for strollers, but not all.
- The Eric Carle Museum of Picture Book Art
- Look Park
- Holyoke Children's Museum
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Hadley based on your household profile.
Local Briefing & Neighborhood Pulse
Live Local News
Hadley has regulations in place regarding zoning, building permits, and environmental protection.
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
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📊 Hadley — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Hadley tend to be higher in the winter months, due to heating needs, with average bills increasing by 20-30% from December to February. In the summer, costs are relatively stable, with some increase in electricity usage for air conditioning.
🏛️ Local Tax Details
The ZIP code 01035 has a property tax millage rate of 18.45, with no local surtaxes.
👶 Family & Stroller Friendliness
Score 6/10: Hadley has some sidewalks and parks, but not all areas are easily accessible with a stroller, and elevator access in transit is limited.
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