Hadley, MA Utility & Living Guide

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Tier 3 Location

Hadley, MA Utility & Living Guide

Living in Hadley, MA offers a unique blend of rural charm and easy access to nearby cities, making it an attractive option for those looking for a relaxed pace of life.

Last updated: June 26, 2026
Total Utilities$290/mo
1BR Rent$1300/mo
Sales Tax6.25%
COL Index110 (+10% above national average)
Family Score7/10
Median Home$340,000
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⚠️ Natural Hazard History — Hadley
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$140/mo

Eversource Energy
🔥 Gas

N/A - Electric only
💧 Water

$50/mo

Hadley Water Department
🗑️ Garbage

$30/mo

Republic Services
📶 Internet

$70/mo

Combined Average Overhead $290/month

Housing Market

Rent & Property
1 Bedroom$1300/mo
2 Bedrooms$1700/mo
3 Bedrooms$2300/mo
Median Home Price$340,000
Property Tax Rate1.25%
Avg Childcare/mo$1200

The housing market in Hadley is relatively stable, with a mix of older and newer homes available. The town has seen some new construction in recent years, but prices remain competitive. Rentals are also available, particularly in the form of apartments and condominiums.

Cost of Living

Overall COL Index

110

US national avg = 100
vs National Avg

+10% above national average

Groceries

105

Transportation

95

Healthcare

102

Childcare/mo

$1200

Tax Rates

Tax Overview
Total Sales Tax6.25%
Property Tax Rate1.25%
<p>State 5.2% + No County tax + No City tax</p>

Massachusetts has a flat state income tax rate of 5.2%, with no local income taxes.

Family & Relocation

Family Vibe Score
7/10
Safety Index

60

Higher = safer
School Rating

7.2/10

GreatSchools avg
Avg Childcare

$1200/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Purple description, with a mix of liberal and conservative views
Business Momentum
Moderate, with key industries including agriculture, education, and healthcare
Top Local Concerns
Traffic, affordable housing, environmental protection
🚌 Transit for Families

The Pioneer Valley Transit Authority (PVTA) provides public transportation in the area, with some routes accessible for strollers, but not all.

🎡 Top Kid Attractions
  • 🎯
    The Eric Carle Museum of Picture Book Art
  • 🎯
    Look Park
  • 🎯
    Holyoke Children's Museum

Best Neighborhoods for Families

The town center and surrounding neighborhoods offer a charming, small-town feel, with easy access to shops, restaurants, and community events. The Hockanum neighborhood is also popular with families, due to its proximity to schools and parks.

Household Budget Calculator

Estimate your real monthly cost of living in Hadley based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Hadley has regulations in place regarding zoning, building permits, and environmental protection.

Hadley's economy is driven by a mix of agriculture, education, and healthcare, with a growing focus on sustainable energy and technology. The town is also seeing an increase in remote workers and entrepreneurs, drawn by its high quality of life and access to nearby cities.

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📊 Hadley — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Hadley tend to be higher in the winter months, due to heating needs, with average bills increasing by 20-30% from December to February. In the summer, costs are relatively stable, with some increase in electricity usage for air conditioning.

🏛️ Local Tax Details

The ZIP code 01035 has a property tax millage rate of 18.45, with no local surtaxes.

👶 Family & Stroller Friendliness

Score 6/10: Hadley has some sidewalks and parks, but not all areas are easily accessible with a stroller, and elevator access in transit is limited.

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