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Hagerstown, MD Utility & Living Guide
Utilities, housing, taxes, cost of living, and local insights — everything residents and families need.
Monthly Utility Costs
$140/mo
$60/mo
$50/mo
$30/mo
$70/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1100/mo |
| 2 Bedrooms | $1400/mo |
| 3 Bedrooms | $1900/mo |
| Median Home Price | $240,000 |
| Property Tax Rate | 1.1% |
| Avg Childcare/mo | $1200 |
The housing market in Hagerstown is relatively affordable, with a mix of older and newer homes available. Rentals are also plentiful, with options ranging from apartments to single-family homes. However, the market can be competitive, especially for homes in desirable neighborhoods.
Cost of Living
105
+5% above national average
102
98
100
$1200
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 6% |
| Property Tax Rate | 1.1% |
| <p>State 6% + No County tax + No City tax</p> | |
Maryland has a progressive state income tax with rates ranging from 2% to 5.75%
Family & Relocation
55
6.8/10
$1200/mo
City Pulse
Hagerstown has a limited public transportation system, but it is relatively stroller-friendly, with accessible buses and a downtown area that is easy to navigate on foot
- Hagerstown City Park
- Hagerstown Ice & Sports Complex
- Washington County Museum of Fine Arts
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Hagerstown based on your household profile.
📰 Live Local News
Hagerstown has regulations regarding zoning, building permits, and noise ordinances, which are enforced by the City Code Enforcement Office
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
Search by city name or ZIP code to find utility costs, housing data and cost of living guides.
📊 Hagerstown — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Hagerstown tend to be higher in the winter months, due to the need for heating, with average bills increasing by 20-30% from December to February. In the summer, costs are relatively lower, but can still be affected by air conditioning usage.
🏛️ Local Tax Details
The property tax millage rate in Hagerstown is 1.1, with no local surtaxes. However, some ZIP codes in Washington County may have slightly different rates, ranging from 1.05 to 1.15.
👶 Family & Stroller Friendliness
Score 8/10: Hagerstown has relatively good sidewalk quality and park access, with many family-friendly amenities and infrastructure, including elevators in public buildings and accessible transit. However, some areas of the city may lack adequate pedestrian infrastructure, making it less stroller-friendly.
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