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Hamilton, MA Utility & Living Guide
Hamilton is a town in the eastern central portion of Essex County in eastern Massachusetts, United States. At the 2020 census, it had a population of 7,561. Notably, the town has no industrially-zoned land.
Monthly Utility Costs
$140/mo
$80/mo
$50/mo
$30/mo
$70/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1500/mo |
| 2 Bedrooms | $2000/mo |
| 3 Bedrooms | $2800/mo |
| Median Home Price | $440,000 |
| Property Tax Rate | 1.23% |
| Avg Childcare/mo | $1200 |
The housing market in Hamilton is competitive, with a mix of historic homes and new constructions. The town has a strong sense of community, with many families and young professionals calling it home. Inventory can be limited, so it’s essential to act quickly when finding the right property.
Cost of Living
146
+20% above national average
105
94
102
$1200
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 6.25% |
| Property Tax Rate | 1.23% |
| <p>State 5.2% + No County tax + No City tax</p> | |
Massachusetts has a flat state income tax rate of 5.2%, with no local income taxes.
Family & Relocation
60
8.2/10
$1200/mo
City Pulse
Hamilton has a limited public transit system, but the town is relatively walkable, and many amenities are accessible by stroller.
- Appleton Farms
- Ipswich River Wildlife Sanctuary
- Bradley Palmer State Park
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Hamilton based on your household profile.
📰 Live Local News
Hamilton has regulations regarding historic district preservation, zoning, and environmental conservation.
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
Search by city name or ZIP code to find utility costs, housing data and cost of living guides.
📊 Hamilton — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Hamilton fluctuate significantly with the seasons, with higher electricity and gas bills in the winter due to heating, and higher electricity bills in the summer due to air conditioning. Residents can expect to pay around 20-30% more for utilities during the peak winter months.
🏛️ Local Tax Details
The ZIP code 01982 has a property tax millage rate of 1.23, with no local surtaxes.
👶 Family & Stroller Friendliness
7/10: Hamilton has well-maintained sidewalks and parks, but some areas lack elevator access in transit and family infrastructure, making it somewhat challenging for stroller navigation.
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