Hamilton, NJ Utility & Living Guide

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Tier 3 Location

Hamilton, NJ Utility & Living Guide

Living in Hamilton offers a suburban feel with easy access to major cities like Philadelphia and New York.

Last updated: June 26, 2026
Total Utilities$295/mo
1BR Rent$1400/mo
Sales Tax6.625%
COL Index105 (+5% above national average)
Family Score6/10
Median Home$380,000
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⚠️ Natural Hazard History — Hamilton
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$120/mo

PSE&G
🔥 Gas

$40/mo

PSE&G
💧 Water

$45/mo

Hamilton Township Municipal Utilities Authority
🗑️ Garbage

$25/mo

Hamilton Township Department of Public Works
📶 Internet

$65/mo

Combined Average Overhead $295/month

Housing Market

Rent & Property
1 Bedroom$1400/mo
2 Bedrooms$1800/mo
3 Bedrooms$2400/mo
Median Home Price$380,000
Property Tax Rate1.1%
Avg Childcare/mo$1000

Hamilton’s housing market is competitive with a mix of historic homes and newer developments. Affordable compared to nearby urban areas, but prices are rising steadily.

Cost of Living

Overall COL Index

105

US national avg = 100
vs National Avg

+5% above national average

Groceries

102

Transportation

98

Healthcare

100

Childcare/mo

$1000

Tax Rates

Tax Overview
Total Sales Tax6.625%
Property Tax Rate1.1%
<p>State 6.625% + County 0%</p>

New Jersey has a progressive income tax ranging from 1.4% to 10.75%.

Family & Relocation

Family Vibe Score
6/10
Safety Index

50

Higher = safer
School Rating

6.5/10

GreatSchools avg
Avg Childcare

$1000/mo

City Pulse

Population Trend
+2% growing
Political Climate
Purple
Business Momentum
Moderate with industries in logistics, healthcare, and retail.
Top Local Concerns
traffic congestion, property taxes, school funding
🚌 Transit for Families

Sidewalks are common but uneven in older neighborhoods; public transit is limited.

🎡 Top Kid Attractions
  • 🎯
    Sayen House and Gardens
  • 🎯
    Kuser Farm Park
  • 🎯
    Grounds For Sculpture

Best Neighborhoods for Families

Yardville and Groveville are popular for families due to good schools and parks. Robbinsville offers newer developments but higher prices.

Household Budget Calculator

Estimate your real monthly cost of living in Hamilton based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Recycling is mandatory; permits required for home renovations.

Hamilton is seeing growth in logistics and healthcare sectors. Remote work trends are increasing demand for suburban housing.

Financial Tools

Calculators
Planning Tools

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📊 Hamilton — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

💰 Median Household Income
$117,000
👤 Median Age
46.7
🏠 Homeownership Rate
94.8%
🔑 Renter Rate
5.2%
📉 Poverty Rate
2.6%
💼 Unemployment Rate
4.0%
📡 Internet Access
94.4%
🎓 College Educated
46.9%

Data sourced from BLS, HUD, Numbeo, SmartAsset, and local government sources. Numbeo, local utility sites, SmartAsset 2026

Last verified: June 26, 2026 · For utility emergencies contact your provider directly.

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