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Hampden, MA Utility & Living Guide
Living in Hampden, MA offers a charming small-town experience with easy access to nearby cities like Springfield and Holyoke
Monthly Utility Costs
$140/mo
$80/mo
$50/mo
$30/mo
$70/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1100/mo |
| 2 Bedrooms | $1400/mo |
| 3 Bedrooms | $1900/mo |
| Median Home Price | $280,000 |
| Property Tax Rate | 1.23% |
| Avg Childcare/mo | $1200 |
The housing market in Hampden is relatively stable, with a mix of older and newer homes available for sale and rent. The town has a strong sense of community, with many residents actively involved in local events and initiatives. However, the inventory of available homes can be limited at times, which may drive up prices.
Cost of Living
108
+8% above national average
105
92
102
$1200
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 6.25% |
| Property Tax Rate | 1.23% |
| <p>State 6.25% + No County tax + No City tax</p> | |
Massachusetts has a flat state income tax rate of 5.2%, with no local income taxes
Family & Relocation
55
7.2/10
$1200/mo
City Pulse
Hampden has a limited public transportation system, but the town is relatively walkable and bikeable, with some stroller-friendly sidewalks and parks
- Hampden Town Park
- Wilbraham & Monson Academy
- Springfield Museums
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Hampden based on your household profile.
Local Briefing & Neighborhood Pulse
Live Local News
Hampden has regulations in place regarding zoning, building permits, and waste management, which are enforced by the town’s building department and board of health
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
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📊 Hampden — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
During the winter months, heating costs can increase significantly due to the cold New England climate, while summer months see a surge in electricity usage for air conditioning. As a result, residents can expect to pay more for utilities during these peak seasons.
🏛️ Local Tax Details
The ZIP code 01036 has a property tax millage rate of 23.45, with no local surtaxes
👶 Family & Stroller Friendliness
6/10, due to the town's limited but improving sidewalk infrastructure, with some parks and playgrounds offering stroller-friendly access, but also some areas with limited elevator access in public buildings
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