Harwich Port, MA Utility & Living Guide

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Tier 3 Location

Harwich Port, MA Utility & Living Guide

Living in Harwich Port, MA offers a charming coastal experience with a strong sense of community and beautiful beaches.

Last updated: June 26, 2026
Total Utilities$300/mo
1BR Rent$1400/mo
Sales Tax6.25%
COL Index110 (+10% above national average)
Family Score7/10
Median Home$380,000
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$150/mo

Eversource Energy
🔥 Gas

N/A - Electric only
💧 Water

$50/mo

Harwich Water Department
🗑️ Garbage

$30/mo

Harwich Department of Public Works
📶 Internet

$70/mo

Combined Average Overhead $300/month

Housing Market

Rent & Property
1 Bedroom$1400/mo
2 Bedrooms$1800/mo
3 Bedrooms$2400/mo
Median Home Price$380,000
Property Tax Rate1.15%
Avg Childcare/mo$1200

The housing market in Harwich Port is competitive, with a mix of older and newer homes, and a strong demand for summer rentals. The town has a range of neighborhoods, from coastal areas to more rural sections. Home prices have been increasing in recent years due to the town’s popularity as a vacation destination.

Cost of Living

Overall COL Index

110

US national avg = 100
vs National Avg

+10% above national average

Groceries

105

Transportation

100

Healthcare

102

Childcare/mo

$1200

Tax Rates

Tax Overview
Total Sales Tax6.25%
Property Tax Rate1.15%
<p>State 5.2% + No County tax + Local 1.05% option tax</p>

Massachusetts has a flat state income tax rate of 5.2%, with no local income tax

Family & Relocation

Family Vibe Score
7/10
Safety Index

40

Higher = safer
School Rating

7.5/10

GreatSchools avg
Avg Childcare

$1200/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Purple, with a mix of Democratic and Republican voters
Business Momentum
Moderate, with key industries in tourism, healthcare, and small business
Top Local Concerns
Affordable housing, traffic and parking, environmental protection
🚌 Transit for Families

Harwich Port has a limited public transportation system, but the town is relatively walkable and bikeable, with some stroller-friendly sidewalks and paths

🎡 Top Kid Attractions
  • 🎯
    Harwich Junior Theatre
  • 🎯
    Cape Cod Children's Museum
  • 🎯
    Pleasant Bay

Best Neighborhoods for Families

The best neighborhoods for families in Harwich Port include the areas around Harwich Elementary School and the town center, which offer a range of housing options and easy access to amenities. The town's coastal neighborhoods, such as East Harwich and South Harwich, also offer beautiful beaches and outdoor recreation opportunities.

Household Budget Calculator

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Local Briefing & Neighborhood Pulse

Live Local News

Harwich Port has regulations on short-term rentals, and requires permits for certain types of businesses and construction projects

The current financial trend in Harwich Port is a growing demand for second homes and vacation rentals, driving up property values. However, this trend also poses challenges for year-round residents, who may face increasing housing costs and competition for affordable housing.

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📊 Harwich Port — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

In Harwich Port, utility costs tend to be higher in the summer months due to air conditioning usage, with average electric bills increasing by 20-30% from June to August. In the winter, heating costs are relatively low due to the town's mild coastal climate, but can still increase by 10-20% from December to February.

🏛️ Local Tax Details

The ZIP code 02646 has a property tax millage rate of 1.15, with no local surtaxes

👶 Family & Stroller Friendliness

6/10, with good sidewalk quality and park access, but limited elevator access in transit and some challenges with family infrastructure, such as a lack of dedicated bike lanes

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