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Harwood, MD Utility & Living Guide
Utilities, housing, taxes, cost of living, and local insights — everything residents and families need.
Monthly Utility Costs
$140/mo
$60/mo
$50/mo
$30/mo
$70/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1300/mo |
| 2 Bedrooms | $1700/mo |
| 3 Bedrooms | $2300/mo |
| Median Home Price | $380,000 |
| Property Tax Rate | 1.1% |
| Avg Childcare/mo | $1200 |
The housing market in Harwood is competitive, with a mix of older and newer homes. The area is popular with families and commuters, driving up demand. Home prices have been rising steadily over the past few years.
Cost of Living
110
+10% above national average
105
100
102
$1200
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 6% |
| Property Tax Rate | 1.1% |
| <p>State 6% + County 0% + City 0%</p> | |
Maryland has a progressive state income tax with rates ranging from 2% to 5.75%
Family & Relocation
55
7.2/10
$1200/mo
City Pulse
Harwood has limited public transit options, but the area is relatively flat and stroller-friendly, with some sidewalks and bike paths
- Baltimore Zoo
- Port Discovery Children's Museum
- Sandy Point State Park
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Harwood based on your household profile.
📰 Live Local News
Harwood is subject to Anne Arundel County regulations, including zoning laws and environmental ordinances
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
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📊 Harwood — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Harwood tend to peak in summer due to air conditioning usage, with average electricity bills increasing by 20-30% during the hottest months. In contrast, winter heating costs are relatively moderate, with natural gas prices stable throughout the year.
🏛️ Local Tax Details
The ZIP code 20776 has a property tax millage rate of 0.85, with no local surtaxes
👶 Family & Stroller Friendliness
Score 6/10: Harwood has some sidewalks and bike paths, but the area is not highly pedestrianized, and some roads lack crosswalks or have limited accessibility features.
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