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Havre De Grace, MD Utility & Living Guide
Utilities, housing, taxes, cost of living, and local insights — everything residents and families need.
Monthly Utility Costs
$140/mo
$60/mo
$50/mo
$30/mo
$70/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1100/mo |
| 2 Bedrooms | $1400/mo |
| 3 Bedrooms | $1900/mo |
| Median Home Price | $280,000 |
| Property Tax Rate | 1.1% |
| Avg Childcare/mo | $1200 |
The housing market in Havre De Grace is relatively stable, with a mix of historic homes and newer developments. Waterfront properties are highly sought after, and prices can be higher in these areas. Overall, the town offers a range of housing options to suit different budgets and preferences.
Cost of Living
108
+8% above national average
105
92
102
$1200
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 6% |
| Property Tax Rate | 1.1% |
| <p>State 6% + no County tax + no City tax</p> | |
Maryland has a progressive state income tax system, with rates ranging from 2% to 5.75%
Family & Relocation
55
7/10
$1200/mo
City Pulse
Havre De Grace has a relatively walkable downtown area, but public transit options are limited, and stroller-friendly infrastructure could be improved
- Havre De Grace Promenade
- Susquehanna State Park
- Havre De Grace Maritime Museum
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Havre De Grace based on your household profile.
📰 Live Local News
Havre De Grace has regulations in place to preserve its historic district and protect the environment, including rules on zoning, building permits, and waste management
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
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📊 Havre De Grace — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Havre De Grace can fluctuate significantly by season, with higher electricity bills in the summer due to air conditioning usage and higher gas bills in the winter for heating. Residents can expect to pay around 20-30% more for utilities during these peak seasons.
🏛️ Local Tax Details
The ZIP code 21078 has a property tax millage rate of 1.06, with no local surtaxes
👶 Family & Stroller Friendliness
6/10, with explanation: Havre De Grace has some sidewalks and crosswalks, but they can be uneven and narrow in some areas, and elevator access in transit is limited
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