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Head Waters, VA Utility & Living Guide
Head Waters is an unincorporated community in Highland County, Virginia, United States. Head Waters is located approximately 4.25 miles (6.84 km) east of McDowell on US 250. The South Fork South Branch Potomac River rises north of Head Waters, hence the community's name. Head Waters has a post offic
Monthly Utility Costs
$130/mo
—
$40/mo
$30/mo
$60/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1000/mo |
| 2 Bedrooms | $1400/mo |
| 3 Bedrooms | $1900/mo |
| Median Home Price | $280,000 |
| Property Tax Rate | 0.8% |
| Avg Childcare/mo | $900 |
The housing market in Head Waters is relatively affordable, with a mix of older and newer homes available. Rentals are scarce, and most residents own their homes. The area is popular for outdoor enthusiasts and those seeking a peaceful lifestyle.
Cost of Living
105
+5% above national average
102
98
100
$900
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 5.3% |
| Property Tax Rate | 0.8% |
| <p>State 4.3% + County 1%</p> | |
Virginia has a progressive income tax system, with rates ranging from 2% to 5.75%
Family & Relocation
60
7/10
$900/mo
City Pulse
Head Waters has limited public transportation, but the area is relatively flat and easy to navigate with a stroller.
- Shenandoah National Park
- George Washington National Forest
- Lake Moomaw
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Head Waters based on your household profile.
📰 Live Local News
Head Waters has zoning regulations to preserve its natural environment and restrict commercial development.
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
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📊 Head Waters — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Head Waters tend to be higher in the winter months due to heating needs, with average electricity bills increasing by 20-30% from December to February. In the summer, costs are relatively stable, with minimal air conditioning needs due to the area's mild climate.
🏛️ Local Tax Details
The ZIP code 24465 has a property tax millage rate of 0.8, with no local surtaxes.
👶 Family & Stroller Friendliness
6, with explanation: Head Waters has decent sidewalk quality and park access, but elevator access in transit is limited, and family infrastructure is still developing.
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