Hempstead, NY Utility & Living Guide

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Tier 3 Location

Hempstead, NY Utility & Living Guide

Hempstead offers a vibrant suburban lifestyle with easy access to New York City's amenities.

Last updated: June 26, 2026
Total Utilities$305/mo
1BR Rent$1200/mo
Sales Tax7.5%
COL Index105 (+5% above national average)
Family Score6/10
Median Home$320,000
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⚠️ Natural Hazard History — Hempstead
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$120/mo

PSEG Long Island
🔥 Gas

$50/mo

National Grid
💧 Water

$45/mo

Hempstead Water Department
🗑️ Garbage

$25/mo

Town of Hempstead Sanitation Department
📶 Internet

$65/mo

Combined Average Overhead $305/month

Housing Market

Rent & Property
1 Bedroom$1200/mo
2 Bedrooms$1600/mo
3 Bedrooms$2100/mo
Median Home Price$320,000
Property Tax Rate1.2%
Avg Childcare/mo$1000

The housing market in Hempstead is competitive, with steady demand for single-family homes and apartments. Prices have risen moderately over the past few years due to proximity to NYC.

Cost of Living

Overall COL Index

105

US national avg = 100
vs National Avg

+5% above national average

Groceries

102

Transportation

98

Healthcare

100

Childcare/mo

$1000

Tax Rates

Tax Overview
Total Sales Tax7.5%
Property Tax Rate1.2%
<p>State 4% + County 3.5% + City 0%</p>

New York State has a progressive income tax system with rates ranging from 4% to 8.82% depending on income level.

Family & Relocation

Family Vibe Score
6/10
Safety Index

50

Higher = safer
School Rating

6.5/10

GreatSchools avg
Avg Childcare

$1000/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Blue
Business Momentum
Moderate with key industries in healthcare, education, and retail.
Top Local Concerns
Property taxes, public safety, affordable housing
🚌 Transit for Families

Public transit is accessible but crowded during peak hours. Buses and trains have limited stroller space.

🎡 Top Kid Attractions
  • 🎯
    Hempstead Lake State Park
  • 🎯
    Long Island Children's Museum
  • 🎯
    Eisenhower Park

Best Neighborhoods for Families

Garden City and East Meadow are popular for families due to good schools and parks. Hempstead Village offers more affordable options.

Household Budget Calculator

Estimate your real monthly cost of living in Hempstead based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Residents must obtain permits for home renovations and adhere to strict zoning laws. Short-term rentals are regulated.

Hempstead is seeing growth in small businesses and tech startups. Property values are rising due to increased demand for suburban living near NYC.

Financial Tools

Calculators
Planning Tools

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📊 Hempstead — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

💰 Median Household Income
$74,680
👤 Median Age
35.3
🏠 Homeownership Rate
44.3%
🔑 Renter Rate
55.7%
📉 Poverty Rate
17.2%
💼 Unemployment Rate
8.2%
📡 Internet Access
85.8%
🎓 College Educated
16.5%

☀️ Seasonal Utility Costs

Utility costs peak in winter due to heating needs and in summer due to air conditioning usage. Spring and fall typically see lower utility bills.

🏛️ Local Tax Details

Key ZIP code level tax info: Property tax millage rates vary by school district. Hempstead county has no additional local surtaxes.

👶 Family & Stroller Friendliness

7/10 with explanation: Sidewalks are generally well-maintained, parks are accessible, but public transit elevator access is limited.

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