Henderson, MD Utility & Living Guide

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Tier 3 Location

Henderson, MD Utility & Living Guide

Living in Henderson, MD offers a charming small-town experience with easy access to major cities like Baltimore and Wilmington

Last updated: June 26, 2026
Total Utilities$280/mo
1BR Rent$1100/mo
Sales Tax6%
COL Index105 (+5% above national average)
Family Score7/10
Median Home$280,000
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⚠️ Natural Hazard History — Henderson
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$140/mo

Delmarva Power
🔥 Gas

N/A - Electric only
💧 Water

$50/mo

Town of Henderson Water Department
🗑️ Garbage

$30/mo

Waste Management
📶 Internet

$60/mo

Combined Average Overhead $280/month

Housing Market

Rent & Property
1 Bedroom$1100/mo
2 Bedrooms$1400/mo
3 Bedrooms$2000/mo
Median Home Price$280,000
Property Tax Rate1.1%
Avg Childcare/mo$1200

The housing market in Henderson is relatively stable, with a mix of older and newer homes available. Rentals are also available, but may be limited. The town has a few new developments underway, which may impact housing prices in the future.

Cost of Living

Overall COL Index

105

US national avg = 100
vs National Avg

+5% above national average

Groceries

102

Transportation

98

Healthcare

100

Childcare/mo

$1200

Tax Rates

Tax Overview
Total Sales Tax6%
Property Tax Rate1.1%
<p>State 6% + County 0% + City 0%</p>

Maryland has a progressive state income tax with rates ranging from 2% to 5.75%

Family & Relocation

Family Vibe Score
7/10
Safety Index

60

Higher = safer
School Rating

7/10

GreatSchools avg
Avg Childcare

$1200/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Purple description, with a mix of Democratic and Republican voters
Business Momentum
Moderate, with key industries including agriculture, healthcare, and small business
Top Local Concerns
Traffic, affordable housing, public safety
🚌 Transit for Families

Henderson has limited public transportation, but the town is relatively walkable and bikeable

🎡 Top Kid Attractions
  • 🎯
    Henderson Park
  • 🎯
    Queen Anne's County Library
  • 🎯
    Tuckahoe State Park

Best Neighborhoods for Families

The downtown area and surrounding neighborhoods are popular with families, offering a mix of older and newer homes and a strong sense of community. The town also has a few newer developments with amenities like parks and playgrounds.

Household Budget Calculator

Estimate your real monthly cost of living in Henderson based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Henderson has zoning regulations and building codes in place to maintain the town’s character and ensure public safety

Henderson is seeing growth in its downtown area, with new businesses and restaurants opening. However, the town still faces challenges related to affordability and limited job opportunities.

Financial Tools

Calculators
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📊 Henderson — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Summer months bring higher electric bills due to air conditioning usage, while winter months see increased costs for heating. However, the town's mild climate means that utility costs are relatively stable throughout the year.

🏛️ Local Tax Details

The ZIP code 21640 has a property tax millage rate of 0.85, with no local surtaxes

👶 Family & Stroller Friendliness

6, with explanation: Henderson has decent sidewalks and park access, but limited elevator access in transit and some areas with limited family infrastructure

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