Hillsborough, NH Utility & Living Guide

⚡ Amazon Prime Day 2026

Exclusive Deals for Your New Home

🛒 Shop Prime Day Deals Now

As an Amazon Associate I earn from qualifying purchases.

Tier 3 Location

Hillsborough, NH Utility & Living Guide

Living in Hillsborough, NH offers a charming small-town experience with easy access to outdoor recreation and a strong sense of community.

Last updated: June 26, 2026
Total Utilities$300/mo
1BR Rent$1100/mo
COL Index118 (+18% above national average)
Family Score7/10
Median Home$340,000
🌤️ Live Weather — Hillsborough
Loading weather...
📷 Live Cameras — Hillsborough
Live camera
Live · refreshing...
⚠️ Natural Hazard History — Hillsborough
Loading hazard data...
💼 Calculate Your Future Retirement Income

Moving Your Assets to Hillsborough?

Moving to Hillsborough? Find out how much retirement income you could generate based on your current savings, age, and goals. Calculate Your Retirement Income → Free · Takes 2 minutes · No personal data required
💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$150/mo

Eversource Energy
🔥 Gas

N/A - Electric only
💧 Water

$50/mo

Hillsborough Water Department
🗑️ Garbage

$30/mo

Casella Waste Systems
📶 Internet

$70/mo

Combined Average Overhead $300/month

Housing Market

Rent & Property
1 Bedroom$1100/mo
2 Bedrooms$1400/mo
3 Bedrooms$2000/mo
Median Home Price$340,000
Property Tax Rate1.8%
Avg Childcare/mo$1200

The housing market in Hillsborough is relatively stable, with a mix of older and newer homes available. Prices have been steadily increasing in recent years, but the town still offers a range of affordable options. Rentals are also available, but may be limited in certain areas.

Cost of Living

Overall COL Index

118

US national avg = 100
vs National Avg

+18% above national average

Groceries

105

Transportation

94

Healthcare

102

Childcare/mo

$1200

Tax Rates

Tax Overview
Property Tax Rate1.8%
<p>State 0% + County 0% + City 0% (no sales tax in NH)</p>

New Hampshire has no state income tax, but does tax dividends and interest income.

Family & Relocation

Family Vibe Score
7/10
Safety Index

60

Higher = safer
School Rating

7.2/10

GreatSchools avg
Avg Childcare

$1200/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Purple description, with a mix of conservative and liberal views
Business Momentum
Moderate, with key industries including manufacturing, tourism, and small business
Top Local Concerns
Affordability, traffic, and preserving the town's character
🚌 Transit for Families

Hillsborough has limited public transportation, but the town is relatively walkable and bikeable, with some stroller-friendly sidewalks and parks.

🎡 Top Kid Attractions
  • 🎯
    Hillsborough County Fair
  • 🎯
    Franklin Pierce Homestead
  • 🎯
    Contoocook River

Best Neighborhoods for Families

The downtown area and surrounding neighborhoods offer a charming, small-town feel, with easy access to shops, restaurants, and outdoor recreation. The Contoocook River area is also popular for families, with scenic views and outdoor activities.

Household Budget Calculator

Estimate your real monthly cost of living in Hillsborough based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Hillsborough has zoning regulations and building codes in place to protect the town’s character and environment.

Hillsborough's economy is driven by a mix of small businesses, tourism, and manufacturing. The town is seeing growth in the tech and healthcare sectors, with new businesses and developments emerging in recent years.

Financial Tools

Calculators
Planning Tools

Find Another City Guide

Search by city name or ZIP code to find utility costs, housing data and cost of living guides.

📊 Hillsborough — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Hillsborough can fluctuate significantly by season, with higher electricity costs in the summer due to air conditioning and higher heating costs in the winter. Residents can expect to pay around 20-30% more for utilities during the peak winter months.

🏛️ Local Tax Details

The ZIP code 03244 has a property tax rate of 1.8%, with no local surtaxes. The town also has a tax exemption program for eligible residents.

👶 Family & Stroller Friendliness

6/10, with explanation: Hillsborough has some stroller-friendly sidewalks and parks, but the town's infrastructure could be improved to better support families with young children, including more elevator access in public buildings and better connectivity between neighborhoods.

🏠 Planning Your Move?

Shop moving supplies, storage solutions and home essentials

🛒 Shop on Amazon — Prime Day Deals

As an Amazon Associate I earn from qualifying purchases.