Hillsborough, NH Utility & Living Guide

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Hillsborough, NH Utility & Living Guide

Hillsborough, frequently spelled Hillsboro, is a town in Hillsborough County, New Hampshire, United States. The population was 5,939 at the 2020 census. The town is home to Fox State Forest and part of Low State Forest.

Last updated: June 26, 2026
Total Utilities$300/mo
1BR Rent$1100/mo
COL Index118 (+18% above national average)
Family Score7/10
Median Home$340,000
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⚠️ Natural Hazard History — Hillsborough
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$150/mo

Eversource Energy
🔥 Gas

N/A - Electric only
💧 Water

$50/mo

Hillsborough Water Department
🗑️ Garbage

$30/mo

Casella Waste Systems
📶 Internet

$70/mo

Combined Average Overhead$300/month

Housing Market

Rent & Property
1 Bedroom$1100/mo
2 Bedrooms$1400/mo
3 Bedrooms$2000/mo
Median Home Price$340,000
Property Tax Rate1.8%
Avg Childcare/mo$1200

The housing market in Hillsborough is relatively stable, with a mix of older and newer homes available. Prices have been steadily increasing in recent years, but the town still offers a range of affordable options. Rentals are also available, but may be limited in certain areas.

Cost of Living

Overall COL Index

118

US national avg = 100
vs National Avg

+18% above national average

Groceries

105

Transportation

94

Healthcare

102

Childcare/mo

$1200

Tax Rates

Tax Overview
Property Tax Rate1.8%
<p>State 0% + County 0% + City 0% (no sales tax in NH)</p>

New Hampshire has no state income tax, but does tax dividends and interest income.

Family & Relocation

Family Vibe Score
7/10
Safety Index

60

Higher = safer
School Rating

7.2/10

GreatSchools avg
Avg Childcare

$1200/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Purple description, with a mix of conservative and liberal views
Business Momentum
Moderate, with key industries including manufacturing, tourism, and small business
Top Local Concerns
Affordability, traffic, and preserving the town's character
🚌 Transit for Families

Hillsborough has limited public transportation, but the town is relatively walkable and bikeable, with some stroller-friendly sidewalks and parks.

🎡 Top Kid Attractions
  • 🎯
    Hillsborough County Fair
  • 🎯
    Franklin Pierce Homestead
  • 🎯
    Contoocook River

Best Neighborhoods for Families

The downtown area and surrounding neighborhoods offer a charming, small-town feel, with easy access to shops, restaurants, and outdoor recreation. The Contoocook River area is also popular for families, with scenic views and outdoor activities.

Household Budget Calculator

Estimate your real monthly cost of living in Hillsborough based on your household profile.

📰 Live Local News

Hillsborough has zoning regulations and building codes in place to protect the town’s character and environment.

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📊 Hillsborough — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Hillsborough can fluctuate significantly by season, with higher electricity costs in the summer due to air conditioning and higher heating costs in the winter. Residents can expect to pay around 20-30% more for utilities during the peak winter months.

🏛️ Local Tax Details

The ZIP code 03244 has a property tax rate of 1.8%, with no local surtaxes. The town also has a tax exemption program for eligible residents.

👶 Family & Stroller Friendliness

6/10, with explanation: Hillsborough has some stroller-friendly sidewalks and parks, but the town's infrastructure could be improved to better support families with young children, including more elevator access in public buildings and better connectivity between neighborhoods.

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