Hillsborough, NJ Utility & Living Guide

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Hillsborough, NJ Utility & Living Guide

Hillsborough Township is a township in Somerset County, in the U.S. state of New Jersey. Located in the Raritan Valley region, the township is a suburban and exurban bedroom community of New York City within the New York Metropolitan Area. As of the 2020 United States census, the township's populati

Last updated: June 30, 2026
Total Utilities$305/mo
1BR Rent$1899/mo
Sales Tax7.5%
COL Index105 (+5% above national average)
Family Score6/10
Median Home$753,700
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⚠️ Natural Hazard History — Hillsborough
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$120/mo

Jersey Central Power & Light (JCP&L)
🔥 Gas

$50/mo

N/A - Electric only
💧 Water

$45/mo

Hillsborough Township Water Department
🗑️ Garbage

$25/mo

Waste Management
📶 Internet

$65/mo

Combined Average Overhead$305/month

Housing Market

Rent & Property
1 Bedroom$1899/mo
2 Bedrooms$2111/mo
3 Bedrooms$2638/mo
Median Home Price$753,700
Property Tax Rate1.2%
Avg Childcare/mo$1000

Hillsborough’s housing market is competitive, with steady demand for single-family homes. Prices have risen moderately over the past few years due to its desirable school district and proximity to NYC.

Cost of Living

Overall COL Index

105

US national avg = 100
vs National Avg

+5% above national average

Groceries

102

Transportation

98

Healthcare

100

Childcare/mo

$1000

Tax Rates

Tax Overview
Total Sales Tax7.5%
Property Tax Rate1.2%
<p>State 6.625% + County 0.875% + City 0%</p>

New Jersey has a progressive income tax system with rates ranging from 1.4% to 10.75%.

Family & Relocation

Family Vibe Score
6/10
Safety Index

50

Higher = safer
School Rating

6.5/10

GreatSchools avg
Avg Childcare

$1000/mo

City Pulse

Population Trend
+3% (growing)
Political Climate
Purple
Business Momentum
Moderate with key industries in healthcare, education, and retail.
Top Local Concerns
Property taxes, school funding, traffic congestion
🚌 Transit for Families

Public transit is limited, but major roads are stroller-friendly with sidewalks.

🎡 Top Kid Attractions
  • 🎯
    Hillsborough Park
  • 🎯
    Duke Farms
  • 🎯
    Colonial Park

Best Neighborhoods for Families

The neighborhoods near Hillsborough High School are highly sought after for their excellent schools and family-friendly atmosphere. Areas close to Duke Farms offer scenic views and outdoor activities.

Household Budget Calculator

Estimate your real monthly cost of living in Hillsborough based on your household profile.

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📊 Hillsborough — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

💰 Median Household Income
$145,139
👤 Median Age
41.4
🏠 Homeownership Rate
80.1%
🔑 Renter Rate
19.9%
📉 Poverty Rate
5.1%
💼 Unemployment Rate
9.4%
📡 Internet Access
93.5%
🎓 College Educated
51.2%

☀️ Seasonal Utility Costs

Utility costs peak in summer due to air conditioning usage and in winter due to heating. Spring and fall typically see lower utility bills.

🏛️ Local Tax Details

Key ZIP code level tax info: property tax millage rates vary by district, with no local surtaxes specific to Hillsborough county.

👶 Family & Stroller Friendliness

7/10 with explanation: good sidewalk quality in most areas, excellent park access, limited elevator access in transit, and solid family infrastructure.

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