Hillsdale, NJ Utility & Living Guide

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Tier 3 Location

Hillsdale, NJ Utility & Living Guide

Hillsdale, NJ offers a charming suburban lifestyle with excellent schools and convenient access to New York City.

Last updated: June 25, 2026
Total Utilities$305/mo
1BR Rent$1200/mo
Sales Tax7.5%
COL Index105 (+5% above national average)
Family Score6/10
Median Home$320,000
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⚠️ Natural Hazard History — Hillsdale
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$120/mo

PSE&G
🔥 Gas

$50/mo

PSE&G
💧 Water

$45/mo

Hillsdale Water Department
🗑️ Garbage

$25/mo

Hillsdale Department of Public Works
📶 Internet

$65/mo

Combined Average Overhead $305/month

Housing Market

Rent & Property
1 Bedroom$1200/mo
2 Bedrooms$1600/mo
3 Bedrooms$2100/mo
Median Home Price$320,000
Property Tax Rate1.2%
Avg Childcare/mo$1000

The Hillsdale housing market is competitive, with homes selling quickly due to high demand. Prices have been steadily increasing, making it a seller’s market.

Cost of Living

Overall COL Index

105

US national avg = 100
vs National Avg

+5% above national average

Groceries

102

Transportation

98

Healthcare

100

Childcare/mo

$1000

Tax Rates

Tax Overview
Total Sales Tax7.5%
Property Tax Rate1.2%
<p>State 6.625% + County 0% + City 0.875%</p>

New Jersey has a progressive income tax system with rates ranging from 1.4% to 10.75%.

Family & Relocation

Family Vibe Score
6/10
Safety Index

50

Higher = safer
School Rating

6.5/10

GreatSchools avg
Avg Childcare

$1000/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Purple
Business Momentum
Moderate with key industries in retail, healthcare, and professional services.
Top Local Concerns
Property taxes, traffic congestion, school funding
🚌 Transit for Families

Public transit is limited, but sidewalks are well-maintained for stroller use.

🎡 Top Kid Attractions
  • 🎯
    Hillsdale Park
  • 🎯
    Pascack Brook County Park
  • 🎯
    Hillsdale Public Library

Best Neighborhoods for Families

The neighborhoods around Hillsdale Park and near the downtown area are popular among families for their walkability and proximity to schools.

Household Budget Calculator

Estimate your real monthly cost of living in Hillsdale based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Residents must obtain permits for home renovations and adhere to strict zoning laws.

Hillsdale is experiencing a rise in remote workers, boosting local businesses. Property values are increasing due to its proximity to NYC.

Financial Tools

Calculators
Planning Tools

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📊 Hillsdale — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

💰 Median Household Income
$165,964
👤 Median Age
42.2
🏠 Homeownership Rate
90.1%
🔑 Renter Rate
9.9%
📉 Poverty Rate
3.8%
💼 Unemployment Rate
3.4%
📡 Internet Access
96.5%
🎓 College Educated
55.3%

☀️ Seasonal Utility Costs

Utility costs peak in winter due to heating needs and in summer due to air conditioning usage. Spring and fall typically see lower utility bills.

🏛️ Local Tax Details

Key ZIP code level tax info: property tax millage rates vary by district, with no local surtaxes specific to Hillsdale county.

👶 Family & Stroller Friendliness

7/10 with explanation: good sidewalk quality, easy park access, but limited elevator access in transit.

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