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Hilo, HI Utility & Living Guide
Living in Hilo offers a unique blend of tropical beauty, outdoor recreation, and small-town charm on the Big Island of Hawaii
Monthly Utility Costs
$200/mo
—
$60/mo
$30/mo
$70/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1400/mo |
| 2 Bedrooms | $1800/mo |
| 3 Bedrooms | $2400/mo |
| Median Home Price | $440,000 |
| Property Tax Rate | 0.85% |
| Avg Childcare/mo | $1200 |
The housing market in Hilo is competitive, with a mix of older and newer homes, and a growing demand for rentals. Prices have been rising in recent years, but there are still affordable options available. However, the market can be limited, and buyers may need to act quickly to secure a property
Cost of Living
120
+20% above national average
115
105
110
$1200
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 4.166% |
| Property Tax Rate | 0.85% |
| <p>State 4.166% + County 0%</p> | |
Hawaii has a state income tax with rates ranging from 1.4% to 11%
Family & Relocation
70
7.5/10
$1200/mo
City Pulse
Hilo's public transit system is limited, but the town is relatively walkable and bikeable, with some stroller-friendly sidewalks and parks
- Hilo Zoo
- Pacific Tsunami Museum
- Liliuokalani Park and Gardens
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Hilo based on your household profile.
Local Briefing & Neighborhood Pulse
Live Local News
Hilo has regulations in place to protect its natural environment and historic districts, including rules on zoning, building permits, and environmental impact assessments
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
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📊 Hilo — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
In Hilo, utility costs tend to be higher in the summer months due to increased demand for air conditioning, while winter months see lower costs. However, the town's mild climate means that heating costs are relatively low, and energy-efficient measures can help reduce overall utility bills
🏛️ Local Tax Details
Key ZIP code level tax info: property tax millage rates range from 0.85% to 1.05% in Hilo, with no local surtaxes
👶 Family & Stroller Friendliness
6/10, with explanation: Hilo's sidewalks are generally well-maintained, but some areas can be challenging for strollers due to uneven pavement, lack of curb cuts, or limited park access. However, the town's compact size and relatively flat terrain make it easier to navigate with a stroller, and many parks and outdoor spaces are stroller-friendly
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