Holderness, NH Utility & Living Guide

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Holderness, NH Utility & Living Guide

Holderness is a town in Grafton County, New Hampshire, United States. The population was 2,004 at the 2020 census. An agricultural and resort area, Holderness is home to the Squam Lakes Natural Science Center and is located on Squam Lake. Holderness is also home to Holderness School, a co-educationa

Last updated: June 26, 2026
Total Utilities$300/mo
1BR Rent$1100/mo
COL Index118 (+10% above national average)
Family Score8/10
Median Home$340,000
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⚠️ Natural Hazard History — Holderness
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$150/mo

Eversource Energy
🔥 Gas

N/A - Electric only
💧 Water

$50/mo

Town of Holderness Water Department
🗑️ Garbage

$30/mo

Casella Waste Systems
📶 Internet

$70/mo

Combined Average Overhead$300/month

Housing Market

Rent & Property
1 Bedroom$1100/mo
2 Bedrooms$1400/mo
3 Bedrooms$2000/mo
Median Home Price$340,000
Property Tax Rate1.8%
Avg Childcare/mo$1200

The housing market in Holderness is characterized by a mix of older and newer homes, with a strong demand for properties with lake views or access to outdoor recreation. The median home price has been steadily increasing over the past few years. Rentals are also available, but options may be limited, especially during peak season.

Cost of Living

Overall COL Index

118

US national avg = 100
vs National Avg

+10% above national average

Groceries

105

Transportation

92

Healthcare

102

Childcare/mo

$1200

Tax Rates

Tax Overview
Property Tax Rate1.8%
<p>State 0% + No county tax + No city tax</p>

New Hampshire has no state income tax, but it does tax dividends and interest income.

Family & Relocation

Family Vibe Score
8/10
Safety Index

60

Higher = safer
School Rating

7.5/10

GreatSchools avg
Avg Childcare

$1200/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Purple description, with a mix of conservative and liberal views
Business Momentum
Moderate, with key industries including tourism, healthcare, and education
Top Local Concerns
Property taxes, affordable housing, environmental protection
🚌 Transit for Families

Holderness has limited public transportation options, but the town is relatively small and walkable, making it accessible for families with strollers.

🎡 Top Kid Attractions
  • 🎯
    Squam Lake
  • 🎯
    Holderness Beach
  • 🎯
    Squam Lakes Natural Science Center

Best Neighborhoods for Families

The areas around Squam Lake and Holderness Village are popular with families, offering a mix of older and newer homes, as well as access to outdoor recreation and community amenities. The town's rural areas also offer a more secluded and peaceful living experience.

Household Budget Calculator

Estimate your real monthly cost of living in Holderness based on your household profile.

📰 Live Local News

Holderness has regulations in place to protect its natural environment, including zoning ordinances and wetland protection laws.

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📊 Holderness — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Holderness tend to be higher in the winter months due to heating needs, with average electricity bills increasing by 20-30% from December to February. In contrast, summer months see a decrease in utility costs, with average electricity bills decreasing by 10-20% from June to August.

🏛️ Local Tax Details

The ZIP code 03245 has a property tax millage rate of 24.5, with no local surtaxes.

👶 Family & Stroller Friendliness

Score 7/10: Holderness has good sidewalk quality and park access, but elevator access in transit is limited, and family infrastructure, such as playgrounds and bike lanes, could be improved.

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