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Holyoke, MA Utility & Living Guide
Living in Holyoke, MA offers a unique blend of urban and natural attractions, with a rich history and a growing community of young professionals and families.
Monthly Utility Costs
$150/mo
$80/mo
$30/mo
$20/mo
$60/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1100/mo |
| 2 Bedrooms | $1400/mo |
| 3 Bedrooms | $1900/mo |
| Median Home Price | $240,000 |
| Property Tax Rate | 1.75% |
| Avg Childcare/mo | $1200 |
The housing market in Holyoke is relatively affordable, with a mix of old and new homes, and a growing number of new developments and renovations. However, the market can be competitive, especially for affordable options. Renters can expect to find a range of options, from apartments to single-family homes.
Cost of Living
118
+18% above national average
105
94
102
$1200
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 6.25% |
| Property Tax Rate | 1.75% |
| <p>State 6.25% + No county tax</p> | |
Massachusetts has a flat state income tax rate of 5.2%, with no local income tax
Family & Relocation
55
5.5/10
$1200/mo
City Pulse
Holyoke has a relatively walkable downtown area, with some public transportation options, including buses, but stroller-friendly infrastructure is limited
- Holyoke Children's Museum
- Holyoke Public Library
- Dinosaur Footprints Reservation
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Holyoke based on your household profile.
📰 Live Local News
Holyoke has regulations in place for zoning, parking, and waste management, and residents are encouraged to recycle and participate in community clean-up initiatives
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
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📊 Holyoke — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Holyoke can fluctuate significantly by season, with higher electricity costs in the summer due to air conditioning, and higher gas costs in the winter due to heating. Residents can expect to pay around 20-30% more for utilities during the peak summer and winter months.
🏛️ Local Tax Details
The city of Holyoke has a uniform property tax rate of 1.75%, with no local surtaxes. However, residents should note that property tax rates can vary depending on the specific location and type of property.
👶 Family & Stroller Friendliness
6/10, with explanation: Holyoke has some stroller-friendly infrastructure, including sidewalks and parks, but could improve in terms of accessibility and maintenance, particularly in older neighborhoods
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