Hubbardston, MA Utility & Living Guide

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Tier 3 Location

Hubbardston, MA Utility & Living Guide

Living in Hubbardston, MA offers a tranquil rural setting with easy access to nearby cities, making it an attractive choice for those seeking a peaceful lifestyle.

Last updated: June 26, 2026
Total Utilities$290/mo
1BR Rent$1100/mo
Sales Tax6.25%
COL Index108 (+8% above national average)
Family Score7/10
Median Home$340,000
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$140/mo

National Grid
🔥 Gas

N/A - Electric only
💧 Water

$50/mo

Hubbardston Water Department
🗑️ Garbage

$30/mo

Casella Waste Systems
📶 Internet

$70/mo

Combined Average Overhead $290/month

Housing Market

Rent & Property
1 Bedroom$1100/mo
2 Bedrooms$1400/mo
3 Bedrooms$1900/mo
Median Home Price$340,000
Property Tax Rate1.25%
Avg Childcare/mo$1200

The housing market in Hubbardston is characterized by a mix of older and newer homes, with a moderate supply of rentals available. Home prices have been steadily increasing over the past few years, making it a relatively stable market for investors. However, the town’s rural setting and limited public transportation options may impact commute times and overall quality of life.

Cost of Living

Overall COL Index

108

US national avg = 100
vs National Avg

+8% above national average

Groceries

105

Transportation

92

Healthcare

102

Childcare/mo

$1200

Tax Rates

Tax Overview
Total Sales Tax6.25%
Property Tax Rate1.25%
<p>State 6.25% + No County tax + No City tax</p>

Massachusetts has a flat state income tax rate of 5.2%, with no local income taxes.

Family & Relocation

Family Vibe Score
7/10
Safety Index

60

Higher = safer
School Rating

7.2/10

GreatSchools avg
Avg Childcare

$1200/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Purple description, with a mix of conservative and liberal views among residents
Business Momentum
Moderate, with key industries including agriculture, manufacturing, and small businesses
Top Local Concerns
Property taxes, education, public safety
🚌 Transit for Families

Public transportation options are limited in Hubbardston, but the town's rural setting and sidewalks make it relatively stroller-friendly for local trips

🎡 Top Kid Attractions
  • 🎯
    Wachusett Mountain
  • 🎯
    Lake Wickaboag
  • 🎯
    Hubbardston Public Library

Best Neighborhoods for Families

The areas around the town center and near the lake are popular for families, offering a mix of older and newer homes, as well as access to local amenities and outdoor recreation. The rural outskirts of town also offer more secluded options for those seeking a quieter lifestyle.

Household Budget Calculator

Estimate your real monthly cost of living in Hubbardston based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Hubbardston has zoning regulations in place to preserve its rural character, and residents are subject to Massachusetts state laws regarding issues like recycling and waste management.

Currently, Hubbardston is experiencing a trend of increasing property values, driven by its desirable location and limited housing supply. However, this growth also poses challenges for affordability and may lead to increased competition for rentals and homes.

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📊 Hubbardston — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

In the summer, residents can expect higher electricity bills due to air conditioning usage, while winter months bring increased heating costs. However, the town's moderate climate means that these fluctuations are relatively manageable, with average utility costs remaining stable throughout the year.

🏛️ Local Tax Details

The ZIP code 01452 has a property tax millage rate of 1.25, with no local surtaxes

👶 Family & Stroller Friendliness

Score 6: Hubbardston's rural setting and limited sidewalks in some areas can make navigation challenging, but the town's relatively flat terrain and accessible parks and playgrounds earn it a moderate score for stroller-friendliness

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