Hull, MA Utility & Living Guide

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Tier 3 Location

Hull, MA Utility & Living Guide

Living in Hull, MA offers a unique blend of coastal scenery and small-town charm with easy access to Boston

Last updated: June 26, 2026
Total Utilities$290/mo
1BR Rent$1500/mo
Sales Tax6.25%
COL Index110 (+10% above national average)
Family Score7/10
Median Home$430,000
🌤️ Live Weather — Hull
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⚠️ Natural Hazard History — Hull
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$140/mo

Eversource Energy
🔥 Gas

N/A - Electric only
💧 Water

$50/mo

Hull Water Department
🗑️ Garbage

$30/mo

Republic Services
📶 Internet

$70/mo

Combined Average Overhead $290/month

Housing Market

Rent & Property
1 Bedroom$1500/mo
2 Bedrooms$2000/mo
3 Bedrooms$2800/mo
Median Home Price$430,000
Property Tax Rate1.23%
Avg Childcare/mo$1200

Hull’s housing market is competitive, with a mix of older and newer homes, and a strong demand for coastal properties. The town has a range of housing options, from apartments to single-family homes. However, prices can be steep, especially for properties with ocean views.

Cost of Living

Overall COL Index

110

US national avg = 100
vs National Avg

+10% above national average

Groceries

105

Transportation

100

Healthcare

102

Childcare/mo

$1200

Tax Rates

Tax Overview
Total Sales Tax6.25%
Property Tax Rate1.23%
<p>State 5.2% + No County tax + Local 1.05% option tax</p>

Massachusetts has a flat state income tax rate of 5.2%, with no local income tax

Family & Relocation

Family Vibe Score
7/10
Safety Index

60

Higher = safer
School Rating

7.2/10

GreatSchools avg
Avg Childcare

$1200/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Blue
Business Momentum
Moderate, with key industries in tourism, healthcare, and education
Top Local Concerns
Traffic, coastal erosion, affordable housing
🚌 Transit for Families

Hull has a limited public transit system, but the town is relatively walkable and bikeable, with some stroller-friendly sidewalks and parks

🎡 Top Kid Attractions
  • 🎯
    Nantasket Beach
  • 🎯
    World's End
  • 🎯
    Hull Public Library

Best Neighborhoods for Families

The neighborhoods of Nantasket and Kenberma are popular with families, offering a range of housing options and easy access to the beach and local parks. The town center also has a charming atmosphere, with shops and restaurants within walking distance.

Household Budget Calculator

Estimate your real monthly cost of living in Hull based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Hull has regulations on short-term rentals, and requires permits for certain home improvements

Hull is seeing an increase in remote workers and families moving to the area, driving up demand for housing and local amenities. The town is also investing in coastal resilience and sustainability initiatives to protect its natural resources.

Financial Tools

Calculators
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📊 Hull — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

In the summer, utility costs in Hull can increase due to air conditioning usage, while in the winter, heating costs can rise due to the town's coastal location and cold temperatures. Residents can expect to pay more for electricity and heating oil during these peak seasons.

🏛️ Local Tax Details

The ZIP code 02045 has a property tax millage rate of 12.34, with no local surtaxes

👶 Family & Stroller Friendliness

Score 8/10: Hull has good sidewalk quality and park access, but some areas can be challenging for strollers due to hills and uneven pavement. The town's family infrastructure, including playgrounds and libraries, is well-maintained and accessible.

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