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Hull, MA Utility & Living Guide
Utilities, housing, taxes, cost of living, and local insights — everything residents and families need.
Monthly Utility Costs
$140/mo
—
$50/mo
$30/mo
$70/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1500/mo |
| 2 Bedrooms | $2000/mo |
| 3 Bedrooms | $2800/mo |
| Median Home Price | $430,000 |
| Property Tax Rate | 1.23% |
| Avg Childcare/mo | $1200 |
Hull’s housing market is competitive, with a mix of older and newer homes, and a strong demand for coastal properties. The town has a range of housing options, from apartments to single-family homes. However, prices can be steep, especially for properties with ocean views.
Cost of Living
110
+10% above national average
105
100
102
$1200
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 6.25% |
| Property Tax Rate | 1.23% |
| <p>State 5.2% + No County tax + Local 1.05% option tax</p> | |
Massachusetts has a flat state income tax rate of 5.2%, with no local income tax
Family & Relocation
60
7.2/10
$1200/mo
City Pulse
Hull has a limited public transit system, but the town is relatively walkable and bikeable, with some stroller-friendly sidewalks and parks
- Nantasket Beach
- World's End
- Hull Public Library
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Hull based on your household profile.
📰 Live Local News
Hull has regulations on short-term rentals, and requires permits for certain home improvements
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
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📊 Hull — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
In the summer, utility costs in Hull can increase due to air conditioning usage, while in the winter, heating costs can rise due to the town's coastal location and cold temperatures. Residents can expect to pay more for electricity and heating oil during these peak seasons.
🏛️ Local Tax Details
The ZIP code 02045 has a property tax millage rate of 12.34, with no local surtaxes
👶 Family & Stroller Friendliness
Score 8/10: Hull has good sidewalk quality and park access, but some areas can be challenging for strollers due to hills and uneven pavement. The town's family infrastructure, including playgrounds and libraries, is well-maintained and accessible.
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