Hulls Cove, ME Utility & Living Guide

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Hulls Cove, ME Utility & Living Guide

Living in Hulls Cove, ME offers a unique blend of coastal charm and outdoor recreation opportunities in a small town setting

Last updated: June 26, 2026
Total Utilities$300/mo
1BR Rent$1000/mo
Sales Tax5.5%
COL Index110 (+10% above national average)
Family Score7/10
Median Home$280,000
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⚠️ Natural Hazard History — Hulls Cove
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$150/mo

Emera Maine
🔥 Gas

N/A - Electric only
💧 Water

$50/mo

Hulls Cove Water District
🗑️ Garbage

$30/mo

Hancock County Solid Waste
📶 Internet

$70/mo

Combined Average Overhead $300/month

Housing Market

Rent & Property
1 Bedroom$1000/mo
2 Bedrooms$1400/mo
3 Bedrooms$2000/mo
Median Home Price$280,000
Property Tax Rate1.1%
Avg Childcare/mo$1200

The housing market in Hulls Cove is relatively stable, with a mix of older and newer homes available. Rentals are scarce, and prices can be high due to the town’s popularity with tourists. Homeowners can expect to pay around 1.1% of their home’s value in property taxes annually

Cost of Living

Overall COL Index

110

US national avg = 100
vs National Avg

+10% above national average

Groceries

105

Transportation

92

Healthcare

102

Childcare/mo

$1200

Tax Rates

Tax Overview
Total Sales Tax5.5%
Property Tax Rate1.1%
<p>State 5.5% + no county or city sales tax</p>

Maine state income tax ranges from 5.2% to 7.95%, with a top marginal rate of 7.95% applying to income above $50,000

Family & Relocation

Family Vibe Score
7/10
Safety Index

60

Higher = safer
School Rating

7.5/10

GreatSchools avg
Avg Childcare

$1200/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Purple description, with a mix of Democratic and Republican voters
Business Momentum
Moderate, with key industries including tourism, healthcare, and retail
Top Local Concerns
Affordability, traffic, environmental protection
🚌 Transit for Families

Hulls Cove has limited public transportation options, but the town's compact size and pedestrian-friendly downtown area make it relatively easy to get around without a car

🎡 Top Kid Attractions
  • 🎯
    Acadia National Park
  • 🎯
    Hulls Cove Beach
  • 🎯
    Bar Harbor

Best Neighborhoods for Families

The neighborhoods near the town center and the waterfront are popular with families, offering easy access to shops, restaurants, and outdoor recreation opportunities. The nearby town of Bar Harbor also offers a range of amenities and activities for families

Household Budget Calculator

Estimate your real monthly cost of living in Hulls Cove based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Hulls Cove has regulations in place to protect its coastal environment and historic character, including zoning restrictions and building codes

The current financial trend in Hulls Cove is a growing demand for short-term rentals and vacation homes, driven by the town's popularity with tourists. However, this trend is also contributing to rising housing costs and concerns about affordability for year-round residents

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📊 Hulls Cove — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Hulls Cove can fluctuate significantly by season, with higher electricity bills in the summer due to air conditioning and higher heating oil bills in the winter. However, the town's mild coastal climate means that heating and cooling costs are generally lower than in inland areas

🏛️ Local Tax Details

The ZIP code 04644 has a property tax millage rate of 15.5 mills, with no local surtaxes

👶 Family & Stroller Friendliness

Score 8/10: Hulls Cove has good sidewalk quality and park access, but limited elevator access in transit and some areas with steep hills or uneven terrain

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