Humarock, MA Utility & Living Guide

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Tier 3 Location

Humarock, MA Utility & Living Guide

Living in Humarock, MA offers a unique blend of coastal charm and small-town community with easy access to Boston.

Last updated: June 26, 2026
Total Utilities$300/mo
1BR Rent$1400/mo
Sales Tax6.25%
COL Index110 (+10% above national average)
Family Score8/10
Median Home$380,000
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⚠️ Natural Hazard History — Humarock
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$150/mo

Eversource Energy
🔥 Gas

N/A - Electric only
💧 Water

$50/mo

Scituate Water Department
🗑️ Garbage

$30/mo

Republic Services
📶 Internet

$70/mo

Combined Average Overhead $300/month

Housing Market

Rent & Property
1 Bedroom$1400/mo
2 Bedrooms$1800/mo
3 Bedrooms$2400/mo
Median Home Price$380,000
Property Tax Rate1.25%
Avg Childcare/mo$1200

The housing market in Humarock is highly competitive, with a mix of older and newer homes, and a strong demand for coastal properties. Rentals are scarce, and prices are rising. Homeowners can expect to pay around 1.25% of their home’s value in property taxes annually.

Cost of Living

Overall COL Index

110

US national avg = 100
vs National Avg

+10% above national average

Groceries

105

Transportation

100

Healthcare

102

Childcare/mo

$1200

Tax Rates

Tax Overview
Total Sales Tax6.25%
Property Tax Rate1.25%
<p>State 5.2% + No County tax + Local 1.05% option tax</p>

Massachusetts has a flat state income tax rate of 5.2%, with no local income taxes.

Family & Relocation

Family Vibe Score
8/10
Safety Index

60

Higher = safer
School Rating

7.5/10

GreatSchools avg
Avg Childcare

$1200/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Purple, with a mix of Democratic and Republican voters
Business Momentum
Moderate, with key industries in tourism, healthcare, and technology
Top Local Concerns
Traffic, coastal erosion, affordable housing
🚌 Transit for Families

Humarock has limited public transportation, but its coastal walkways and bike paths are stroller-friendly and accessible.

🎡 Top Kid Attractions
  • 🎯
    Peggotty Beach
  • 🎯
    World's End
  • 🎯
    Scituate Harbor

Best Neighborhoods for Families

The coastal neighborhoods of Humarock and Peggotty Beach are popular with families, offering easy access to beaches, parks, and outdoor recreation. The town's central village area also has a strong sense of community, with shops, restaurants, and services within walking distance.

Household Budget Calculator

Estimate your real monthly cost of living in Humarock based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Humarock has strict zoning laws and regulations to preserve its coastal character and natural resources.

Humarock's economy is driven by tourism, with a growing demand for short-term rentals and vacation homes. The town is also seeing an influx of remote workers and entrepreneurs, drawn by its quality of life and proximity to Boston.

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📊 Humarock — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Humarock fluctuate significantly by season, with higher electricity costs in the summer due to air conditioning usage, and higher heating oil costs in the winter. Residents can expect to pay around 20-30% more for utilities during the peak summer and winter months.

🏛️ Local Tax Details

The ZIP code 02047 has a property tax millage rate of 1.25%, with no local surtaxes. However, the town of Scituate has a 1.05% option tax, which is used to fund local services and infrastructure.

👶 Family & Stroller Friendliness

8/10, with wide sidewalks, accessible parks, and family-friendly infrastructure, but limited public transportation options and some narrow coastal roads

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