Irvington, NJ Utility & Living Guide

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Irvington, NJ Utility & Living Guide

Utilities, housing, taxes, cost of living, and local insights — everything residents and families need.

Last updated: June 26, 2026
Total Utilities$305/mo
1BR Rent$1200/mo
Sales Tax7.5%
COL Index105 (+5% above national average)
Family Score6/10
Median Home$320,000
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⚠️ Natural Hazard History — Irvington
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$120/mo

Public Service Electric and Gas (PSE&G)
🔥 Gas

$50/mo

Public Service Electric and Gas (PSE&G)
💧 Water

$45/mo

New Jersey American Water
🗑️ Garbage

$25/mo

Irvington Township Department of Public Works
📶 Internet

$65/mo

Combined Average Overhead$305/month

Housing Market

Rent & Property
1 Bedroom$1200/mo
2 Bedrooms$1600/mo
3 Bedrooms$2100/mo
Median Home Price$320,000
Property Tax Rate1.2%
Avg Childcare/mo$1000

The housing market in Irvington is moderately priced compared to nearby areas, with a mix of historic homes and newer developments. Demand is steady, but affordability remains a key factor for buyers.

Cost of Living

Overall COL Index

105

US national avg = 100
vs National Avg

+5% above national average

Groceries

102

Transportation

98

Healthcare

100

Childcare/mo

$1000

Tax Rates

Tax Overview
Total Sales Tax7.5%
Property Tax Rate1.2%
<p>State 6.625% + County 0% + City 0.875%</p>

New Jersey has a progressive income tax system with rates ranging from 1.4% to 10.75% depending on income level.

Family & Relocation

Family Vibe Score
6/10
Safety Index

50

Higher = safer
School Rating

6.5/10

GreatSchools avg
Avg Childcare

$1000/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Blue (strong Democratic leaning)
Business Momentum
Moderate with key industries in healthcare, retail, and logistics
Top Local Concerns
Public safety, affordable housing, infrastructure improvements
🚌 Transit for Families

Public transit is accessible but crowded; buses are the primary mode with limited stroller-friendly features.

🎡 Top Kid Attractions
  • 🎯
    Irvington Park
  • 🎯
    Irvington Public Library
  • 🎯
    Irvington Recreation Center

Best Neighborhoods for Families

The Maplewood border area and Springfield Avenue corridor are popular for families due to better schools and amenities. These areas offer a mix of single-family homes and townhouses.

Household Budget Calculator

Estimate your real monthly cost of living in Irvington based on your household profile.

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📊 Irvington — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs peak in winter due to heating needs, while summer sees moderate increases from air conditioning usage. Spring and fall typically have lower utility bills.

🏛️ Local Tax Details

Key ZIP code level tax info: Property tax millage rates vary slightly by neighborhood, with no local surtaxes specific to Irvington county.

👶 Family & Stroller Friendliness

5/10 with explanation: Sidewalks are uneven in some areas, park access is good, but transit lacks elevator access and dedicated family infrastructure.

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