Irvington, NJ Utility & Living Guide

⚡ Amazon Prime Day 2026

Exclusive Deals for Your New Home

🛒 Shop Prime Day Deals Now

As an Amazon Associate I earn from qualifying purchases.

Tier 3 Location

Irvington, NJ Utility & Living Guide

Living in Irvington offers a vibrant urban experience with a strong sense of community.

Last updated: June 26, 2026
Total Utilities$305/mo
1BR Rent$1200/mo
Sales Tax7.5%
COL Index105 (+5% above national average)
Family Score6/10
Median Home$320,000
🌤️ Live Weather — Irvington
Loading weather...
📷 Live Cameras — Irvington
Live camera
Live · refreshing...
⚠️ Natural Hazard History — Irvington
Loading hazard data...
💼 Calculate Your Future Retirement Income

Moving Your Assets to Irvington?

Moving to Irvington? Find out how much retirement income you could generate based on your current savings, age, and goals. Calculate Your Retirement Income → Free · Takes 2 minutes · No personal data required
💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$120/mo

Public Service Electric and Gas (PSE&G)
🔥 Gas

$50/mo

Public Service Electric and Gas (PSE&G)
💧 Water

$45/mo

New Jersey American Water
🗑️ Garbage

$25/mo

Irvington Township Department of Public Works
📶 Internet

$65/mo

Combined Average Overhead $305/month

Housing Market

Rent & Property
1 Bedroom$1200/mo
2 Bedrooms$1600/mo
3 Bedrooms$2100/mo
Median Home Price$320,000
Property Tax Rate1.2%
Avg Childcare/mo$1000

The housing market in Irvington is moderately priced compared to nearby areas, with a mix of historic homes and newer developments. Demand is steady, but affordability remains a key factor for buyers.

Cost of Living

Overall COL Index

105

US national avg = 100
vs National Avg

+5% above national average

Groceries

102

Transportation

98

Healthcare

100

Childcare/mo

$1000

Tax Rates

Tax Overview
Total Sales Tax7.5%
Property Tax Rate1.2%
<p>State 6.625% + County 0% + City 0.875%</p>

New Jersey has a progressive income tax system with rates ranging from 1.4% to 10.75% depending on income level.

Family & Relocation

Family Vibe Score
6/10
Safety Index

50

Higher = safer
School Rating

6.5/10

GreatSchools avg
Avg Childcare

$1000/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Blue (strong Democratic leaning)
Business Momentum
Moderate with key industries in healthcare, retail, and logistics
Top Local Concerns
Public safety, affordable housing, infrastructure improvements
🚌 Transit for Families

Public transit is accessible but crowded; buses are the primary mode with limited stroller-friendly features.

🎡 Top Kid Attractions
  • 🎯
    Irvington Park
  • 🎯
    Irvington Public Library
  • 🎯
    Irvington Recreation Center

Best Neighborhoods for Families

The Maplewood border area and Springfield Avenue corridor are popular for families due to better schools and amenities. These areas offer a mix of single-family homes and townhouses.

Household Budget Calculator

Estimate your real monthly cost of living in Irvington based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Residents must obtain permits for home renovations and adhere to strict waste disposal schedules.

Irvington is seeing increased investment in affordable housing and infrastructure. Local businesses are benefiting from state incentives aimed at revitalizing urban areas.

Financial Tools

Calculators
Planning Tools

Find Another City Guide

Search by city name or ZIP code to find utility costs, housing data and cost of living guides.

📊 Irvington — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs peak in winter due to heating needs, while summer sees moderate increases from air conditioning usage. Spring and fall typically have lower utility bills.

🏛️ Local Tax Details

Key ZIP code level tax info: Property tax millage rates vary slightly by neighborhood, with no local surtaxes specific to Irvington county.

👶 Family & Stroller Friendliness

5/10 with explanation: Sidewalks are uneven in some areas, park access is good, but transit lacks elevator access and dedicated family infrastructure.

🏠 Planning Your Move?

Shop moving supplies, storage solutions and home essentials

🛒 Shop on Amazon — Prime Day Deals

As an Amazon Associate I earn from qualifying purchases.