⚡ Featured Deal
Essentials for Your New Home
🛒 Shop This Deal NowAs an Amazon Associate I earn from qualifying purchases.
Ivy, VA Utility & Living Guide
Utilities, housing, taxes, cost of living, and local insights — everything residents and families need.
Monthly Utility Costs
$128/mo
—
$42/mo
$28/mo
$60/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1100/mo |
| 2 Bedrooms | $1400/mo |
| 3 Bedrooms | $1900/mo |
| Median Home Price | $340,000 |
| Property Tax Rate | 0.85% |
| Avg Childcare/mo | $1200 |
The housing market in Ivy is relatively competitive, with a mix of older homes and new developments. The area is popular with families and retirees, and prices are generally higher than in other parts of the state. Rentals are also available, but may be limited in terms of availability and affordability.
Cost of Living
105
+5% above national average
102
98
100
$1200
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 5.3% |
| Property Tax Rate | 0.85% |
| <p>State 4.3% + County 1%</p> | |
Virginia has a progressive state income tax, with rates ranging from 2% to 5.75%
Family & Relocation
55
7.2/10
$1200/mo
City Pulse
The public transit system in Ivy is limited, but the area is relatively walkable and bikeable, with some stroller-friendly sidewalks and parks
- Monticello
- Charlottesville City Market
- Ivy Creek Natural Area
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Ivy based on your household profile.
📰 Live Local News
The county has regulations in place regarding zoning, building permits, and environmental protection
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
Search by city name or ZIP code to find utility costs, housing data and cost of living guides.
📊 Ivy — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Ivy tend to be higher in the summer months due to air conditioning usage, with average electric bills increasing by 15-20% from June to August. In the winter, heating costs are relatively low due to the area's mild climate, with average gas bills remaining steady throughout the year.
🏛️ Local Tax Details
The ZIP code 22901 has a property tax millage rate of 0.85, with no local surtaxes
👶 Family & Stroller Friendliness
Score 6: Ivy has some stroller-friendly sidewalks and parks, but the area's rural roads and lack of public transportation can make it difficult to get around without a car. However, the downtown area is relatively walkable, and many families enjoy walking and biking in the area's scenic countryside.
Virginia Living Report — July 27, 2026
With a population of roughly 8.6 million residents, Virginia stands as a state of stark contrasts: where the...
Read more →
Virginia Living Report — July 26, 2026
With a population of over 8.6 million and a median age of 38.7, Virginia occupies a unique middle...
Read more →
Virginia Living Report — July 25, 2026
Virginia has steadily grown into one of the most sought-after destinations in the Mid-Atlantic, drawing a mix of...
Read more →
Virginia Living Report — July 24, 2026
Finding the right place to call home is an exercise in balancing lifestyle with logistics. For those considering...
Read more →
Get your home essentials, storage, and moving supplies delivered.
Shop Moving EssentialsAs an Amazon Associate I earn from qualifying purchases.