Ivy, VA Utility & Living Guide

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Ivy, VA Utility & Living Guide

Living in Ivy, VA offers a unique blend of natural beauty and small-town charm, with easy access to larger cities like Charlottesville.

Last updated: June 26, 2026
Total Utilities$258/mo
1BR Rent$1100/mo
Sales Tax5.3%
COL Index105 (+5% above national average)
Family Score7/10
Median Home$340,000
🌤️ Live Weather — Ivy
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⚠️ Natural Hazard History — Ivy
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$128/mo

Dominion Energy
🔥 Gas

N/A - Electric only
💧 Water

$42/mo

Rivanna Water and Sewer Authority
🗑️ Garbage

$28/mo

Albemarle County Waste Management
📶 Internet

$60/mo

Combined Average Overhead $258/month

Housing Market

Rent & Property
1 Bedroom$1100/mo
2 Bedrooms$1400/mo
3 Bedrooms$1900/mo
Median Home Price$340,000
Property Tax Rate0.85%
Avg Childcare/mo$1200

The housing market in Ivy is relatively competitive, with a mix of older homes and new developments. The area is popular with families and retirees, and prices are generally higher than in other parts of the state. Rentals are also available, but may be limited in terms of availability and affordability.

Cost of Living

Overall COL Index

105

US national avg = 100
vs National Avg

+5% above national average

Groceries

102

Transportation

98

Healthcare

100

Childcare/mo

$1200

Tax Rates

Tax Overview
Total Sales Tax5.3%
Property Tax Rate0.85%
<p>State 4.3% + County 1%</p>

Virginia has a progressive state income tax, with rates ranging from 2% to 5.75%

Family & Relocation

Family Vibe Score
7/10
Safety Index

55

Higher = safer
School Rating

7.2/10

GreatSchools avg
Avg Childcare

$1200/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Purple description, with a mix of conservative and liberal views
Business Momentum
Moderate, with key industries including tech, healthcare, and tourism
Top Local Concerns
Traffic, affordable housing, public transportation
🚌 Transit for Families

The public transit system in Ivy is limited, but the area is relatively walkable and bikeable, with some stroller-friendly sidewalks and parks

🎡 Top Kid Attractions
  • 🎯
    Monticello
  • 🎯
    Charlottesville City Market
  • 🎯
    Ivy Creek Natural Area

Best Neighborhoods for Families

The best neighborhoods for families in Ivy include the downtown area, which offers a mix of older homes and new developments, as well as the surrounding suburbs, which provide more space and a quieter atmosphere. Some popular neighborhoods include Ivy Oaks, Ivy Hills, and Albemarle County's rural areas.

Household Budget Calculator

Estimate your real monthly cost of living in Ivy based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

The county has regulations in place regarding zoning, building permits, and environmental protection

The current financial trends in Ivy are driven by a growing tech industry and a strong job market, with many residents commuting to nearby Charlottesville. However, the area is also experiencing some growth challenges, including increasing housing costs and traffic congestion.

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📊 Ivy — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Ivy tend to be higher in the summer months due to air conditioning usage, with average electric bills increasing by 15-20% from June to August. In the winter, heating costs are relatively low due to the area's mild climate, with average gas bills remaining steady throughout the year.

🏛️ Local Tax Details

The ZIP code 22901 has a property tax millage rate of 0.85, with no local surtaxes

👶 Family & Stroller Friendliness

Score 6: Ivy has some stroller-friendly sidewalks and parks, but the area's rural roads and lack of public transportation can make it difficult to get around without a car. However, the downtown area is relatively walkable, and many families enjoy walking and biking in the area's scenic countryside.

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