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Ivy, VA Utility & Living Guide
Living in Ivy, VA offers a unique blend of natural beauty and small-town charm, with easy access to larger cities like Charlottesville.
Monthly Utility Costs
$128/mo
—
$42/mo
$28/mo
$60/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1100/mo |
| 2 Bedrooms | $1400/mo |
| 3 Bedrooms | $1900/mo |
| Median Home Price | $340,000 |
| Property Tax Rate | 0.85% |
| Avg Childcare/mo | $1200 |
The housing market in Ivy is relatively competitive, with a mix of older homes and new developments. The area is popular with families and retirees, and prices are generally higher than in other parts of the state. Rentals are also available, but may be limited in terms of availability and affordability.
Cost of Living
105
+5% above national average
102
98
100
$1200
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 5.3% |
| Property Tax Rate | 0.85% |
| <p>State 4.3% + County 1%</p> | |
Virginia has a progressive state income tax, with rates ranging from 2% to 5.75%
Family & Relocation
55
7.2/10
$1200/mo
City Pulse
The public transit system in Ivy is limited, but the area is relatively walkable and bikeable, with some stroller-friendly sidewalks and parks
- Monticello
- Charlottesville City Market
- Ivy Creek Natural Area
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Ivy based on your household profile.
Local Briefing & Neighborhood Pulse
Live Local News
The county has regulations in place regarding zoning, building permits, and environmental protection
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
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📊 Ivy — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Ivy tend to be higher in the summer months due to air conditioning usage, with average electric bills increasing by 15-20% from June to August. In the winter, heating costs are relatively low due to the area's mild climate, with average gas bills remaining steady throughout the year.
🏛️ Local Tax Details
The ZIP code 22901 has a property tax millage rate of 0.85, with no local surtaxes
👶 Family & Stroller Friendliness
Score 6: Ivy has some stroller-friendly sidewalks and parks, but the area's rural roads and lack of public transportation can make it difficult to get around without a car. However, the downtown area is relatively walkable, and many families enjoy walking and biking in the area's scenic countryside.
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