Jamestown, NY Utility & Living Guide

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Tier 3 Location

Jamestown, NY Utility & Living Guide

Jamestown offers a charming small-town atmosphere with access to beautiful natural surroundings and a rich cultural heritage.

Last updated: June 25, 2026
Total Utilities$305/mo
1BR Rent$1200/mo
Sales Tax7.5%
COL Index105 (+5% above national average)
Family Score6/10
Median Home$320,000
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⚠️ Natural Hazard History — Jamestown
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$120/mo

National Grid
🔥 Gas

$50/mo

National Grid
💧 Water

$45/mo

Jamestown Board of Public Utilities
🗑️ Garbage

$25/mo

Jamestown Department of Public Works
📶 Internet

$65/mo

Combined Average Overhead $305/month

Housing Market

Rent & Property
1 Bedroom$1200/mo
2 Bedrooms$1600/mo
3 Bedrooms$2100/mo
Median Home Price$320,000
Property Tax Rate1.2%
Avg Childcare/mo$1000

The housing market in Jamestown is relatively affordable compared to national averages, with a mix of historic homes and newer developments. Demand has been steady, but inventory can be limited in popular neighborhoods.

Cost of Living

Overall COL Index

105

US national avg = 100
vs National Avg

+5% above national average

Groceries

102

Transportation

98

Healthcare

100

Childcare/mo

$1000

Tax Rates

Tax Overview
Total Sales Tax7.5%
Property Tax Rate1.2%
<p>State 4% + County 3% + City 0.5%</p>

New York State has a progressive income tax system with rates ranging from 4% to 8.82% depending on income level.

Family & Relocation

Family Vibe Score
6/10
Safety Index

50

Higher = safer
School Rating

6.5/10

GreatSchools avg
Avg Childcare

$1000/mo

City Pulse

Population Trend
-0.5% (declining)
Political Climate
Purple (mix of Republican and Democratic voters)
Business Momentum
Moderate with key industries in manufacturing, healthcare, and tourism
Top Local Concerns
Property taxes, job opportunities, infrastructure maintenance
🚌 Transit for Families

Public transit is limited, but sidewalks are generally well-maintained in downtown areas. Some buses are equipped with wheelchair lifts.

🎡 Top Kid Attractions
  • 🎯
    Lucy-Desi Museum
  • 🎯
    Jamestown Audubon Community Nature Center
  • 🎯
    Northwest Arena

Best Neighborhoods for Families

The North Side and West Side are popular for families, offering good schools and parks. Downtown areas are more walkable but have fewer family-sized homes.

Household Budget Calculator

Estimate your real monthly cost of living in Jamestown based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Key local rules include snow removal requirements for sidewalks, restrictions on outdoor burning, and noise ordinances.

Jamestown is seeing growth in healthcare and manufacturing sectors, with local incentives attracting new businesses. The cost of living remains relatively stable, but rising property taxes are a concern for some residents.

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📊 Jamestown — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

💰 Median Household Income
$36,162
👤 Median Age
36.8
🏠 Homeownership Rate
48.6%
🔑 Renter Rate
51.4%
📉 Poverty Rate
28.1%
💼 Unemployment Rate
8.0%
📡 Internet Access
78.2%
🎓 College Educated
18.3%

☀️ Seasonal Utility Costs

Utility costs peak in winter due to heating needs, with gas bills often doubling. Summer sees moderate increases from air conditioning use, but overall costs are lower than winter.

🏛️ Local Tax Details

Key ZIP code level tax info: property tax millage rates vary by school district, with Jamestown city rates around 1.2%. No local surtaxes specific to Chautauqua County.

👶 Family & Stroller Friendliness

6/10 with explanation: Sidewalks are decent in downtown areas but inconsistent in residential zones. Park access is good, but transit options are limited for families with strollers.

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