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Jefferson, MA Utility & Living Guide
Living in Jefferson, MA offers a tranquil rural setting with easy access to nearby cities like Worcester.
Monthly Utility Costs
$140/mo
—
$50/mo
$30/mo
$70/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1100/mo |
| 2 Bedrooms | $1400/mo |
| 3 Bedrooms | $1900/mo |
| Median Home Price | $340,000 |
| Property Tax Rate | 1.25% |
| Avg Childcare/mo | $1200 |
The housing market in Jefferson is characterized by a mix of older and newer homes, with a moderate supply of rentals available. Home prices have been steadily increasing over the past few years, but remain relatively affordable compared to other areas in Massachusetts. The town has a strong sense of community, with many residents actively involved in local events and organizations.
Cost of Living
110
+10% above national average
105
95
102
$1200
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 6.25% |
| Property Tax Rate | 1.25% |
| <p>State 5.2% + No County tax + No City tax</p> | |
Massachusetts has a flat state income tax rate of 5.2%, with no local income taxes.
Family & Relocation
60
7.2/10
$1200/mo
City Pulse
Jefferson has a limited public transit system, but the town is relatively small and walkable, with many amenities and services accessible on foot or by bike.
- Wachusett Mountain State Reservation
- Lake Quinsigamond
- and the Worcester Art Museum
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Jefferson based on your household profile.
Local Briefing & Neighborhood Pulse
Live Local News
Jefferson has regulations in place to preserve its rural character, including restrictions on commercial development and a strong emphasis on environmental conservation.
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
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📊 Jefferson — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Jefferson tend to be higher in the winter months, due to the need for heating, with average monthly electricity bills increasing by around 20-30% from December to February. In contrast, summer months see a smaller increase in utility costs, primarily due to air conditioning usage.
🏛️ Local Tax Details
The ZIP code 01522 has a property tax millage rate of 18.5, with no local surtaxes.
👶 Family & Stroller Friendliness
Score 6/10: Jefferson has a relatively small town center with sidewalks and crosswalks, but the town's rural areas can be more challenging to navigate with a stroller, due to limited sidewalk infrastructure and heavier traffic.
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