Jefferson, MA Utility & Living Guide

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Tier 3 Location

Jefferson, MA Utility & Living Guide

Living in Jefferson, MA offers a tranquil rural setting with easy access to nearby cities like Worcester.

Last updated: June 26, 2026
Total Utilities$290/mo
1BR Rent$1100/mo
Sales Tax6.25%
COL Index110 (+10% above national average)
Family Score7/10
Median Home$340,000
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⚠️ Natural Hazard History — Jefferson
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$140/mo

National Grid
🔥 Gas

N/A - Electric only
💧 Water

$50/mo

Town of Jefferson Water Department
🗑️ Garbage

$30/mo

Casella Waste Systems
📶 Internet

$70/mo

Combined Average Overhead $290/month

Housing Market

Rent & Property
1 Bedroom$1100/mo
2 Bedrooms$1400/mo
3 Bedrooms$1900/mo
Median Home Price$340,000
Property Tax Rate1.25%
Avg Childcare/mo$1200

The housing market in Jefferson is characterized by a mix of older and newer homes, with a moderate supply of rentals available. Home prices have been steadily increasing over the past few years, but remain relatively affordable compared to other areas in Massachusetts. The town has a strong sense of community, with many residents actively involved in local events and organizations.

Cost of Living

Overall COL Index

110

US national avg = 100
vs National Avg

+10% above national average

Groceries

105

Transportation

95

Healthcare

102

Childcare/mo

$1200

Tax Rates

Tax Overview
Total Sales Tax6.25%
Property Tax Rate1.25%
<p>State 5.2% + No County tax + No City tax</p>

Massachusetts has a flat state income tax rate of 5.2%, with no local income taxes.

Family & Relocation

Family Vibe Score
7/10
Safety Index

60

Higher = safer
School Rating

7.2/10

GreatSchools avg
Avg Childcare

$1200/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Purple description, with a mix of conservative and liberal views represented in the community.
Business Momentum
Moderate, with key industries including agriculture, healthcare, and education.
Top Local Concerns
Traffic and road maintenance, preserving rural character, and managing growth and development
🚌 Transit for Families

Jefferson has a limited public transit system, but the town is relatively small and walkable, with many amenities and services accessible on foot or by bike.

🎡 Top Kid Attractions
  • 🎯
    Wachusett Mountain State Reservation
  • 🎯
    Lake Quinsigamond
  • 🎯
    and the Worcester Art Museum

Best Neighborhoods for Families

The areas around the town center and the nearby lake are popular with families, offering a mix of older and newer homes, as well as easy access to local parks and amenities. The town's rural outskirts also offer a more secluded, country-like setting, with larger properties and a stronger sense of community.

Household Budget Calculator

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Local Briefing & Neighborhood Pulse

Live Local News

Jefferson has regulations in place to preserve its rural character, including restrictions on commercial development and a strong emphasis on environmental conservation.

Jefferson's economy is driven by a mix of small businesses, agriculture, and tourism, with a growing trend towards remote work and entrepreneurship. The town is also seeing an increase in young families moving to the area, drawn by its affordable housing and strong sense of community.

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📊 Jefferson — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Jefferson tend to be higher in the winter months, due to the need for heating, with average monthly electricity bills increasing by around 20-30% from December to February. In contrast, summer months see a smaller increase in utility costs, primarily due to air conditioning usage.

🏛️ Local Tax Details

The ZIP code 01522 has a property tax millage rate of 18.5, with no local surtaxes.

👶 Family & Stroller Friendliness

Score 6/10: Jefferson has a relatively small town center with sidewalks and crosswalks, but the town's rural areas can be more challenging to navigate with a stroller, due to limited sidewalk infrastructure and heavier traffic.

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