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Jefferson, MD Utility & Living Guide
Utilities, housing, taxes, cost of living, and local insights — everything residents and families need.
Monthly Utility Costs
$140/mo
—
$50/mo
$30/mo
$70/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1100/mo |
| 2 Bedrooms | $1400/mo |
| 3 Bedrooms | $1900/mo |
| Median Home Price | $280,000 |
| Property Tax Rate | 1.1% |
| Avg Childcare/mo | $1200 |
The housing market in Jefferson is relatively stable, with a mix of older and newer homes available. The area is popular with families and retirees, and home prices tend to be lower than in nearby cities. However, the market can be competitive, especially for newer homes.
Cost of Living
105
+5% above national average
102
98
100
$1200
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 6% |
| Property Tax Rate | 1.1% |
| <p>State 6% + County 0% + City 0%</p> | |
Maryland has a progressive state income tax, with rates ranging from 4.75% to 5.75%.
Family & Relocation
60
7/10
$1200/mo
City Pulse
Jefferson has limited public transportation options, but the area is relatively flat and easy to navigate with a stroller.
- Jefferson County Park
- Catoctin Mountain Park
- Frederick County Fairgrounds
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Jefferson based on your household profile.
📰 Live Local News
Jefferson has regulations in place to preserve its rural character, including zoning restrictions and environmental protections.
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
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📊 Jefferson — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Jefferson tend to be higher in the summer due to air conditioning usage, with average electric bills increasing by 20-30% during the peak summer months. In the winter, heating costs are relatively low due to the area's mild climate.
🏛️ Local Tax Details
The ZIP code 21755 has a property tax millage rate of 0.85, with no local surtaxes.
👶 Family & Stroller Friendliness
6, due to the area's relatively flat terrain and abundance of parks and outdoor spaces, but limited sidewalk infrastructure and public transportation options.
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