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Josephine, WV Utility & Living Guide

Utilities, housing, taxes, cost of living, and local insights — everything residents and families need.

Last updated: June 26, 2026

Total Utilities$280/mo

1BR Rent$900/mo

Sales Tax6%

COL Index105 (+5% above national average)

Family Score7/10

Median Home$280,000

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🌤️ Live Weather — Josephine

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⚠️ Natural Hazard History — Josephine

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💰 Budget Calculator

🔌 Utilities

🏠 Housing

📊 Cost of Living

💰 Taxes

👨‍👩‍👧 Families

🧮 Tools

Monthly Utility Costs

⚡ Electric

$140/mo

Mon Power

🔥 Gas

—

N/A - Electric only

💧 Water

$50/mo

Josephine Public Service District

🗑️ Garbage

$30/mo

Republic Services

📶 Internet

$60/mo

Combined Average Overhead$280/month

Housing Market

Rent & Property
1 Bedroom	$900/mo
2 Bedrooms	$1200/mo
3 Bedrooms	$1800/mo
Median Home Price	$280,000
Property Tax Rate	0.8%
Avg Childcare/mo	$800

The housing market in Josephine is relatively affordable, with a range of options from cozy starter homes to larger family residences. Rentals are also available, though options may be limited. The area is seeing slow but steady growth, with new developments emerging to meet demand.

Cost of Living

Overall COL Index

105

US national avg = 100

vs National Avg

+5% above national average

Groceries

102

Transportation

Healthcare

100

Childcare/mo

$800

Tax Rates

Tax Overview
Total Sales Tax	6%
Property Tax Rate	0.8%
<p>State 6% + County 0% + City 0%</p>

West Virginia has a progressive income tax system with rates ranging from 3% to 6.5%

Family & Relocation

Family Vibe Score

7/10

Safety Index

Higher = safer

School Rating

7/10

GreatSchools avg

Avg Childcare

$800/mo

City Pulse

Population Trend

+2% (growing)

Political Climate

Red

Business Momentum

Moderate, with key industries including tourism, agriculture, and small manufacturing

Top Local Concerns

Economic growth, infrastructure development, environmental conservation

🚌 Transit for Families

Josephine has limited public transit options, but the area is relatively walkable, and many amenities are accessible by foot or bike, especially in the downtown area.

🎡 Top Kid Attractions

🎯
Coopers Rock State Forest
🎯
Morgantown Children's Museum
🎯
Core Arboretum

Best Neighborhoods for Families

The downtown area and surrounding neighborhoods offer a mix of historic homes and newer developments, providing a charming and family-friendly environment. Areas near the public schools are also popular for families, offering easy access to education and community activities.

Household Budget Calculator

Estimate your real monthly cost of living in Josephine based on your household profile.

📰 Live Local News

Residents should be aware of zoning laws, building codes, and environmental regulations, particularly regarding water usage and waste management.

Financial Tools

Calculators

Income Tax CalculatorEstimate take-home pay by state
Mortgage CalculatorMonthly payment estimator
Affordability CalculatorHow much home can you afford?
Childcare Cost EstimatorCompare daycare costs by city

Planning Tools

Retirement PlannerRetirement readiness check
Car Lease CalculatorMonthly lease payment estimator
Savings CalculatorGrow your emergency fund
City Comparison ToolCompare cities side by side

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📊 Josephine — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Josephine fluctuate significantly with the seasons, with higher electricity bills in the summer due to air conditioning and lower costs in the mild spring and fall. Winter heating costs are relatively low due to the area's moderate climate, but can still increase utility bills.