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Kailua, HI Utility & Living Guide
Living in Kailua, HI offers a unique blend of tropical paradise and small-town charm, with stunning natural beauty and a strong sense of community.
Monthly Utility Costs
$200/mo
—
$60/mo
$30/mo
$70/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1800/mo |
| 2 Bedrooms | $2500/mo |
| 3 Bedrooms | $3500/mo |
| Median Home Price | $840,000 |
| Property Tax Rate | 1.29% |
| Avg Childcare/mo | $1200 |
Kailua’s housing market is highly competitive, with a limited supply of homes and high demand. The area is known for its expensive real estate, with many homes selling for over $1 million. Rentals are also in high demand, with prices increasing steadily over the past few years.
Cost of Living
196
+96% above national average
146
114
105
$1200
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 4.166% |
| Property Tax Rate | 1.29% |
| <p>State 4.166% + County 0%</p> | |
Hawaii has a state income tax with a top rate of 11%, but no local income taxes.
Family & Relocation
40
8/10
$1200/mo
City Pulse
Kailua has a limited public transportation system, but it is relatively stroller-friendly, with accessible buses and a walkable downtown area.
- Kailua Beach
- Lanikai Beach
- Nuuanu Pali State Park
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Kailua based on your household profile.
Local Briefing & Neighborhood Pulse
Live Local News
Kailua has strict zoning laws and regulations to preserve its natural beauty and small-town character.
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
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📊 Kailua — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Kailua are relatively consistent throughout the year, with minimal seasonal fluctuations. However, residents may see a slight increase in electricity costs during the summer months due to air conditioning usage.
🏛️ Local Tax Details
The ZIP code 96734 has a property tax millage rate of 1.29%, with no local surtaxes.
👶 Family & Stroller Friendliness
8/10, with wide sidewalks, accessible parks, and a relatively flat terrain, making it easy to navigate with a stroller.
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