Kamuela, HI Utility & Living Guide

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Kamuela, HI Utility & Living Guide

Living in Kamuela, HI offers a unique blend of rural charm and modern amenities on the Big Island of Hawaii

Last updated: June 26, 2026
Total Utilities$360/mo
1BR Rent$1400/mo
Sales Tax4.166%
COL Index120 (+20% above national average)
Family Score7/10
Median Home$420,000
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📷 Live Cameras — Kamuela
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⚠️ Natural Hazard History — Kamuela
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$200/mo

Hawaii Electric Light Company
🔥 Gas

N/A - Electric only
💧 Water

$60/mo

Department of Water Supply, County of Hawaii
🗑️ Garbage

$30/mo

Hawaii County Solid Waste Division
📶 Internet

$70/mo

Combined Average Overhead $360/month

Housing Market

Rent & Property
1 Bedroom$1400/mo
2 Bedrooms$1800/mo
3 Bedrooms$2400/mo
Median Home Price$420,000
Property Tax Rate1.05%
Avg Childcare/mo$1200

The housing market in Kamuela is competitive, with a mix of older homes and new developments. Rentals are scarce, and prices are higher than in other parts of the island. However, the area’s natural beauty and outdoor recreational opportunities make it an attractive choice for many buyers and renters.

Cost of Living

Overall COL Index

120

US national avg = 100
vs National Avg

+20% above national average

Groceries

110

Transportation

105

Healthcare

95

Childcare/mo

$1200

Tax Rates

Tax Overview
Total Sales Tax4.166%
Property Tax Rate1.05%
<p>State 4.166% + County 0% + City 0%</p>

Hawaii has a progressive state income tax with rates ranging from 1.4% to 11%

Family & Relocation

Family Vibe Score
7/10
Safety Index

40

Higher = safer
School Rating

7.2/10

GreatSchools avg
Avg Childcare

$1200/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Purple description, with a mix of conservative and liberal views
Business Momentum
Moderate, with key industries in tourism, agriculture, and healthcare
Top Local Concerns
Traffic, affordable housing, environmental protection
🚌 Transit for Families

Kamuela has limited public transportation options, but the area is relatively flat and walkable, making it accessible for strollers and families

🎡 Top Kid Attractions
  • 🎯
    Hapuna Beach
  • 🎯
    Mauna Kea Observatory
  • 🎯
    Waipio Valley

Best Neighborhoods for Families

The best neighborhoods for families in Kamuela include the downtown area, which offers a mix of old and new homes, and the surrounding rural areas, which provide more space and a quieter atmosphere. The area is generally safe and welcoming to families, with plenty of outdoor recreational opportunities.

Household Budget Calculator

Estimate your real monthly cost of living in Kamuela based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Kamuela has regulations in place to protect its natural environment and agricultural heritage, including restrictions on short-term vacation rentals and requirements for solar panels on new homes

The current financial trends in Kamuela are driven by a growing tourism industry and a strong demand for housing, leading to increased prices and rents. However, the area's rural character and limited job opportunities may pose challenges for some residents.

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📊 Kamuela — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Kamuela tend to be higher in the summer months due to increased air conditioning usage, while winter months see lower costs due to mild temperatures. However, the area's trade winds and sunny climate help to reduce energy costs overall.

🏛️ Local Tax Details

The ZIP code 96743 has a property tax millage rate of 1.05%, with no local surtaxes

👶 Family & Stroller Friendliness

Score 6: Kamuela has decent sidewalk quality and park access, but elevator access in transit is limited, and family infrastructure is still developing

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