Kaneohe, HI Utility & Living Guide

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Kaneohe, HI Utility & Living Guide

Living in Kaneohe, HI offers a unique blend of natural beauty and small-town charm on the island of Oahu

Last updated: June 26, 2026
Total Utilities$360/mo
1BR Rent$1800/mo
Sales Tax4.166%
COL Index120 (+20% above national average)
Family Score8/10
Median Home$640,000
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⚠️ Natural Hazard History — Kaneohe
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$200/mo

Hawaiian Electric Company
🔥 Gas

N/A - Electric only
💧 Water

$60/mo

Board of Water Supply, City and County of Honolulu
🗑️ Garbage

$30/mo

City and County of Honolulu Department of Environmental Services
📶 Internet

$70/mo

Combined Average Overhead $360/month

Housing Market

Rent & Property
1 Bedroom$1800/mo
2 Bedrooms$2400/mo
3 Bedrooms$3200/mo
Median Home Price$640,000
Property Tax Rate1.1%
Avg Childcare/mo$1200

The housing market in Kaneohe is highly competitive, with a mix of older and newer homes, and a strong demand for rentals. The area is popular with families and commuters to Honolulu. Home prices have been rising steadily in recent years.

Cost of Living

Overall COL Index

120

US national avg = 100
vs National Avg

+20% above national average

Groceries

115

Transportation

105

Healthcare

110

Childcare/mo

$1200

Tax Rates

Tax Overview
Total Sales Tax4.166%
Property Tax Rate1.1%
<p>State 4.166% + No County tax + No City tax</p>

Hawaii has a state income tax with rates ranging from 1.4% to 11%

Family & Relocation

Family Vibe Score
8/10
Safety Index

40

Higher = safer
School Rating

7.5/10

GreatSchools avg
Avg Childcare

$1200/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Blue
Business Momentum
High, with key industries in tourism, healthcare, and technology
Top Local Concerns
Traffic, affordable housing, environmental protection
🚌 Transit for Families

Kaneohe has a limited public transportation system, but the area is relatively stroller-friendly with wide sidewalks and accessible parks

🎡 Top Kid Attractions
  • 🎯
    Hanauma Bay
  • 🎯
    Kaneohe Bay
  • 🎯
    Sea Life Park

Best Neighborhoods for Families

The best neighborhoods for families in Kaneohe include the areas around Kaneohe Bay, which offer a mix of older and newer homes, and easy access to parks and beaches. Other popular areas include the neighborhoods near the Kaneohe Town Center, which offer a range of amenities and community events.

Household Budget Calculator

Estimate your real monthly cost of living in Kaneohe based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Kaneohe has regulations on short-term rentals, and strict zoning laws to preserve the area’s character

The current financial trend in Kaneohe is a growing demand for housing and a strong job market, driven by the nearby military bases and tourism industry. However, the area is also experiencing rising costs of living and increased traffic congestion.

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📊 Kaneohe — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

In Kaneohe, utility costs tend to be higher in the summer months due to increased air conditioning usage, while winter months see lower costs. However, the area's mild climate means that heating costs are relatively low compared to other parts of the country.

🏛️ Local Tax Details

Key ZIP code level tax info: property tax millage rates range from 1.05% to 1.15% in Kaneohe, with no local surtaxes

👶 Family & Stroller Friendliness

8/10, with wide sidewalks, accessible parks, and relatively flat terrain, but some areas have limited elevator access in transit and family infrastructure

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