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Kapaa, HI Utility & Living Guide
Utilities, housing, taxes, cost of living, and local insights — everything residents and families need.
Monthly Utility Costs
$150/mo
—
$50/mo
$30/mo
$70/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1400/mo |
| 2 Bedrooms | $1800/mo |
| 3 Bedrooms | $2400/mo |
| Median Home Price | $420,000 |
| Property Tax Rate | 1.05% |
| Avg Childcare/mo | $1200 |
The housing market in Kapaa is competitive, with a mix of older homes and new developments. Rentals are scarce, and prices are higher than in some other parts of the island. However, the area’s natural beauty and small-town charm make it a desirable place to live.
Cost of Living
110
+10% above national average
105
100
102
$1200
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 4.166% |
| Property Tax Rate | 1.05% |
| <p>State 4.166% + County 0% + City 0%</p> | |
Hawaii has a state income tax with rates ranging from 1.4% to 11%
Family & Relocation
60
7.2/10
$1200/mo
City Pulse
Kapaa has a limited public transportation system, but it is relatively stroller-friendly, with accessible buses and pedestrian-friendly roads
- Kapaa Beach
- Lydgate Beach Park
- Kauai Children's Discovery Museum
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Kapaa based on your household profile.
📰 Live Local News
Kapaa has regulations in place to protect its natural environment and preserve its small-town character, including restrictions on development and zoning laws
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
Search by city name or ZIP code to find utility costs, housing data and cost of living guides.
📊 Kapaa — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Kapaa tend to be higher in the summer months due to increased air conditioning usage, while winter months see a decrease in costs. However, the temperature remains relatively consistent throughout the year, minimizing the need for heating.
🏛️ Local Tax Details
The ZIP code 96746 has a property tax millage rate of 1.05%, with no local surtaxes
👶 Family & Stroller Friendliness
8/10, with wide sidewalks, accessible parks, and relatively flat terrain, making it easy to navigate with a stroller, although some areas may have limited elevator access in transit
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