Kealakekua, HI Utility & Living Guide

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Tier 3 Location

Kealakekua, HI Utility & Living Guide

Living in Kealakekua, HI offers a unique blend of tropical paradise and small-town charm, with a population of around 5,000 residents.

Last updated: June 26, 2026
Total Utilities$360/mo
1BR Rent$1400/mo
Sales Tax4.166%
COL Index110 (+10% above national average)
Family Score7/10
Median Home$430,000
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⚠️ Natural Hazard History — Kealakekua
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$200/mo

Hawaii Electric Light Company
🔥 Gas

N/A - Electric only
💧 Water

$60/mo

Hawaii County Department of Water Supply
🗑️ Garbage

$30/mo

Hawaii County Department of Environmental Management
📶 Internet

$70/mo

Combined Average Overhead $360/month

Housing Market

Rent & Property
1 Bedroom$1400/mo
2 Bedrooms$1800/mo
3 Bedrooms$2400/mo
Median Home Price$430,000
Property Tax Rate1.1%
Avg Childcare/mo$1200

The housing market in Kealakekua is competitive, with a mix of older homes and new constructions. Rentals are scarce, and prices are higher than in other parts of the island. However, the area’s natural beauty and small-town charm make it an attractive option for those willing to invest.

Cost of Living

Overall COL Index

110

US national avg = 100
vs National Avg

+10% above national average

Groceries

105

Transportation

90

Healthcare

95

Childcare/mo

$1200

Tax Rates

Tax Overview
Total Sales Tax4.166%
Property Tax Rate1.1%
<p>State 4.166% + County 0% + City 0%</p>

Hawaii has a state income tax with rates ranging from 1.4% to 11%.

Family & Relocation

Family Vibe Score
7/10
Safety Index

60

Higher = safer
School Rating

7.2/10

GreatSchools avg
Avg Childcare

$1200/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Blue description, with a strong focus on environmentalism and community development.
Business Momentum
Moderate, with key industries in tourism, agriculture, and healthcare.
Top Local Concerns
Traffic, affordable housing, environmental protection
🚌 Transit for Families

Kealakekua has a limited public transportation system, but the area is relatively small and walkable, making it accessible for families with strollers.

🎡 Top Kid Attractions
  • 🎯
    Hapuna Beach
  • 🎯
    Kealakekua Bay
  • 🎯
    Puuhonua o Honaunau National Historical Park

Best Neighborhoods for Families

The areas around Kealakekua Bay and Honaunau are popular with families, offering a mix of older homes and new constructions, as well as easy access to beaches and outdoor activities. The town's central area is also a hub for community events and activities.

Household Budget Calculator

Estimate your real monthly cost of living in Kealakekua based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Kealakekua has regulations in place to protect its natural environment and historic sites, including restrictions on development and zoning laws.

Kealakekua's economy is driven by tourism and agriculture, with a growing focus on sustainable practices and eco-tourism. The area is also seeing an increase in remote workers and digital nomads, drawn by its natural beauty and relaxed lifestyle.

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📊 Kealakekua — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Kealakekua tend to be higher during the summer months due to increased air conditioning usage, while winter months see a decrease in energy consumption. However, the area's mild climate means that heating costs are relatively low compared to other parts of the country.

🏛️ Local Tax Details

The ZIP code 96750 has a property tax millage rate of 1.1, with no local surtaxes.

👶 Family & Stroller Friendliness

Score 8/10, with explanation: Kealakekua has relatively good sidewalk quality and park access, but elevator access in transit is limited, and family infrastructure is still developing.

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