Kearny, NJ Utility & Living Guide

⚡ Amazon Prime Day 2026

Exclusive Deals for Your New Home

🛒 Shop Prime Day Deals Now

As an Amazon Associate I earn from qualifying purchases.

Tier 3 Location

Kearny, NJ Utility & Living Guide

Kearny, NJ offers a vibrant community with easy access to New York City and affordable living options.

Last updated: June 26, 2026
Total Utilities$305/mo
1BR Rent$1200/mo
Sales Tax7.5%
COL Index105 (+5% above national average)
Family Score6/10
Median Home$320,000
🌤️ Live Weather — Kearny
Loading weather...
📷 Live Cameras — Kearny
Live camera
Live · refreshing...
⚠️ Natural Hazard History — Kearny
Loading hazard data...
💼 Calculate Your Future Retirement Income

Moving Your Assets to Kearny?

Moving to Kearny? Find out how much retirement income you could generate based on your current savings, age, and goals. Calculate Your Retirement Income → Free · Takes 2 minutes · No personal data required
💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$120/mo

PSE&G
🔥 Gas

$50/mo

PSE&G
💧 Water

$45/mo

Kearny Water Department
🗑️ Garbage

$25/mo

Kearny Department of Public Works
📶 Internet

$65/mo

Combined Average Overhead $305/month

Housing Market

Rent & Property
1 Bedroom$1200/mo
2 Bedrooms$1600/mo
3 Bedrooms$2100/mo
Median Home Price$320,000
Property Tax Rate1.2%
Avg Childcare/mo$1000

Kearny’s housing market is competitive, with a mix of historic homes and newer developments. Prices are relatively affordable compared to nearby NYC suburbs.

Cost of Living

Overall COL Index

105

US national avg = 100
vs National Avg

+5% above national average

Groceries

102

Transportation

98

Healthcare

100

Childcare/mo

$1000

Tax Rates

Tax Overview
Total Sales Tax7.5%
Property Tax Rate1.2%
<p>State 6.625% + County 0% + City 0.875%</p>

New Jersey has a progressive income tax system with rates ranging from 1.4% to 10.75%.

Family & Relocation

Family Vibe Score
6/10
Safety Index

50

Higher = safer
School Rating

6.5/10

GreatSchools avg
Avg Childcare

$1000/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Blue
Business Momentum
Moderate with key industries in logistics, manufacturing, and retail.
Top Local Concerns
Traffic congestion, property taxes, school funding
🚌 Transit for Families

Public transit is accessible but crowded during peak hours. Some stations have elevators, but not all.

🎡 Top Kid Attractions
  • 🎯
    Kearny Public Library
  • 🎯
    West Hudson Park
  • 🎯
    Kearny Pool

Best Neighborhoods for Families

The Arlington and South Kearny areas are popular for families due to their proximity to parks and schools. These neighborhoods offer a mix of single-family homes and townhouses.

Household Budget Calculator

Estimate your real monthly cost of living in Kearny based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Residents must obtain permits for home renovations and adhere to strict parking regulations.

Kearny is seeing growth in logistics and warehousing due to its proximity to major highways. Residential development is also increasing as more people seek affordable housing near NYC.

Financial Tools

Calculators
Planning Tools

Find Another City Guide

Search by city name or ZIP code to find utility costs, housing data and cost of living guides.

📊 Kearny — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

💰 Median Household Income
$76,647
👤 Median Age
38.2
🏠 Homeownership Rate
46.7%
🔑 Renter Rate
53.3%
📉 Poverty Rate
10.2%
💼 Unemployment Rate
5.1%
📡 Internet Access
90.6%
🎓 College Educated
24.9%

☀️ Seasonal Utility Costs

Utility costs rise in winter due to heating needs, while summer sees higher electricity usage for cooling. Gas bills peak in colder months.

🏛️ Local Tax Details

Key ZIP code level tax info: Property tax millage rates vary by district, with Kearny having a local surtax of 0.875% on sales.

👶 Family & Stroller Friendliness

6/10: Sidewalks are generally good, but park access varies by neighborhood. Transit elevator access is limited.

🏠 Planning Your Move?

Shop moving supplies, storage solutions and home essentials

🛒 Shop on Amazon — Prime Day Deals

As an Amazon Associate I earn from qualifying purchases.