Kilmarnock, VA Utility & Living Guide

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Kilmarnock, VA Utility & Living Guide

Living in Kilmarnock, VA offers a charming small-town experience with access to the Chesapeake Bay and a strong sense of community.

Last updated: September 11, 2026
Total Utilities$290/mo
1BR Rent$1100/mo
Sales Tax5.3%
COL Index105 (+5% above national average)
Family Score7/10
Median Home$280,000
📷 Live Cameras — Kilmarnock
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🌤️ Live Weather — Kilmarnock
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Kilmarnock's economy is driven by tourism, healthcare, and retail, with a growing focus on sustainable industries and small businesses. The town is also investing in infrastructure and community development projects to support its growing population.
⚠️ Natural Hazard History — Kilmarnock
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$140/mo

Dominion Energy
🔥 Gas

N/A - Electric only
💧 Water

$50/mo

Kilmarnock Town Water
🗑️ Garbage

$30/mo

Lancaster County Waste Management
📶 Internet

$70/mo

Combined Average Overhead$290/month

Housing Market

Rent & Property
1 Bedroom$1100/mo
2 Bedrooms$1400/mo
3 Bedrooms$2000/mo
Median Home Price$280,000
Property Tax Rate0.8%
Avg Childcare/mo$1200

The housing market in Kilmarnock is relatively stable, with a mix of older and newer homes available. Waterfront properties are highly sought after, and prices can be higher in these areas. Rentals are also available, but may be limited in certain areas of town.

Cost of Living

Overall COL Index

105

US national avg = 100
vs National Avg

+5% above national average

Groceries

102

Transportation

98

Healthcare

100

Childcare/mo

$1200

Tax Rates

Tax Overview
Total Sales Tax5.3%
Property Tax Rate0.8%
<p>State 4.3% + Local 1%</p>

Virginia has a progressive state income tax system, with rates ranging from 2% to 5.75%

Family & Relocation

Family Vibe Score
7/10
Safety Index

60

Higher = safer
School Rating

7/10

GreatSchools avg
Avg Childcare

$1200/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Purple description, with a mix of conservative and liberal views
Business Momentum
Moderate, with key industries in tourism, healthcare, and retail
Top Local Concerns
Traffic, affordable housing, environmental protection
🚌 Transit for Families

Kilmarnock has limited public transportation, but the town is relatively walkable and bike-friendly, with some stroller-friendly sidewalks and parks

🎡 Top Kid Attractions
  • 🎯
    Kilmarnock Town Park
  • 🎯
    Chesapeake Bay beaches
  • 🎯
    Lancaster County Library

Best Neighborhoods for Families

The historic district and waterfront areas are popular with families, offering a mix of older and newer homes, and easy access to parks, shops, and restaurants. Other family-friendly neighborhoods include the areas around Kilmarnock Town Park and the local schools.

Household Budget Calculator

Estimate your real monthly cost of living in Kilmarnock based on your household profile.

📰 Live Local News

Kilmarnock has regulations in place to preserve its historic district and protect the environment, including rules on zoning, building permits, and waste management

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📊 Kilmarnock — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Kilmarnock can fluctuate by season, with higher electricity bills in the summer due to air conditioning usage, and higher water bills in the spring and summer due to lawn irrigation. In the winter, heating costs can be higher due to the town's coastal location and colder temperatures.

🏛️ Local Tax Details

The ZIP code 22482 has a property tax millage rate of 0.8, with no local surtaxes

👶 Family & Stroller Friendliness

6/10, due to limited sidewalk quality in some areas, but good park access and a relatively flat terrain, making it easier to navigate with a stroller

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