Kings Bay, GA Utility & Living Guide

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Tier 3 Location

Kings Bay, GA Utility & Living Guide

Living in Kings Bay, GA offers a unique blend of coastal charm and military community, with a small-town feel and plenty of outdoor activities to enjoy.

Last updated: June 26, 2026
Total Utilities$290/mo
1BR Rent$1100/mo
Sales Tax7%
COL Index105 (+5% above national average)
Family Score7/10
Median Home$280,000
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⚠️ Natural Hazard History — Kings Bay
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$140/mo

Georgia Power
🔥 Gas

N/A - Electric only
💧 Water

$50/mo

City of Kings Bay
🗑️ Garbage

$30/mo

Waste Management
📶 Internet

$70/mo

Combined Average Overhead $290/month

Housing Market

Rent & Property
1 Bedroom$1100/mo
2 Bedrooms$1400/mo
3 Bedrooms$2000/mo
Median Home Price$280,000
Property Tax Rate1.1%
Avg Childcare/mo$900

The housing market in Kings Bay is relatively affordable, with a mix of single-family homes, apartments, and military housing. Rentals are plentiful, but prices may vary depending on proximity to the naval base. Homeownership is also a viable option, with many properties available in the $200,000 to $400,000 range.

Cost of Living

Overall COL Index

105

US national avg = 100
vs National Avg

+5% above national average

Groceries

103

Transportation

99

Healthcare

101

Childcare/mo

$900

Tax Rates

Tax Overview
Total Sales Tax7%
Property Tax Rate1.1%
<p>State 4% + County 2% + City 1%</p>

Georgia has a progressive income tax system, with rates ranging from 1% to 5.99%. Kings Bay residents are subject to state income tax, but there are no local income taxes.

Family & Relocation

Family Vibe Score
7/10
Safety Index

60

Higher = safer
School Rating

7/10

GreatSchools avg
Avg Childcare

$900/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Red
Business Momentum
Moderate, with key industries including military, tourism, and healthcare
Top Local Concerns
Traffic, education, affordable housing
🚌 Transit for Families

Kings Bay has a limited public transportation system, but it is relatively stroller-friendly, with accessible sidewalks and crosswalks.

🎡 Top Kid Attractions
  • 🎯
    Kings Bay Naval Submarine Base
  • 🎯
    Cumberland Island National Seashore
  • 🎯
    Okefenokee Swamp

Best Neighborhoods for Families

The best neighborhoods for families in Kings Bay include the area around the naval base, which offers a sense of community and convenient access to amenities. Other popular areas include the historic district and the waterfront, which offer a mix of old and new homes and a charming small-town feel.

Household Budget Calculator

Estimate your real monthly cost of living in Kings Bay based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Key local rules include zoning ordinances, noise restrictions, and environmental regulations to protect the area’s natural resources.

The current financial trend in Kings Bay is driven by the naval base, which is a major economic driver for the area. However, the local economy is also diversifying, with growth in industries such as tourism and healthcare.

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📊 Kings Bay — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Kings Bay tend to be higher in the summer months due to air conditioning usage, with average electric bills increasing by 20-30% from June to August. In the winter, heating costs are relatively low, with average natural gas bills ranging from $20 to $50 per month.

🏛️ Local Tax Details

The ZIP code 31547 has a property tax millage rate of 12.5 mills, with a local surtax of 1% for education and public safety.

👶 Family & Stroller Friendliness

8/10, with wide sidewalks, accessible parks, and relatively flat terrain, making it easy to navigate with a stroller. However, some areas may have limited elevator access in public buildings.

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