Kinsale, VA Utility & Living Guide

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Kinsale, VA Utility & Living Guide

Living in Kinsale, VA offers a tranquil and scenic experience with its picturesque countryside and proximity to the Chesapeake Bay

Last updated: September 9, 2026
Total Utilities$290/mo
1BR Rent$1100/mo
Sales Tax5.3%
COL Index110 (+10% above national average)
Family Score7/10
Median Home$380,000
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🌤️ Live Weather — Kinsale
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Kinsale's economy is driven by tourism, agriculture, and small businesses, with a growing trend towards remote work and entrepreneurship. The town is investing in infrastructure development to support its growing population
⚠️ Natural Hazard History — Kinsale
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$140/mo

Dominion Energy
🔥 Gas

N/A - Electric only
💧 Water

$50/mo

Westmoreland County Public Works
🗑️ Garbage

$30/mo

Westmoreland County Public Works
📶 Internet

$70/mo

Combined Average Overhead$290/month

Housing Market

Rent & Property
1 Bedroom$1100/mo
2 Bedrooms$1400/mo
3 Bedrooms$2000/mo
Median Home Price$380,000
Property Tax Rate0.85%
Avg Childcare/mo$1200

The housing market in Kinsale is characterized by a mix of older and newer homes, with a growing demand for waterfront properties. The median home price has been steadily increasing over the past few years. Rentals are scarce, but available, with most being single-family homes

Cost of Living

Overall COL Index

110

US national avg = 100
vs National Avg

+10% above national average

Groceries

105

Transportation

95

Healthcare

105

Childcare/mo

$1200

Tax Rates

Tax Overview
Total Sales Tax5.3%
Property Tax Rate0.85%
<p>State 4.3% + County 1%</p>

Virginia has a progressive income tax system with rates ranging from 2% to 5.75%

Family & Relocation

Family Vibe Score
7/10
Safety Index

60

Higher = safer
School Rating

7.2/10

GreatSchools avg
Avg Childcare

$1200/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Purple description, with a mix of conservative and liberal views
Business Momentum
Moderate, with key industries in tourism, agriculture, and healthcare
Top Local Concerns
Traffic, education, environmental conservation
🚌 Transit for Families

Kinsale has limited public transportation, but the town is relatively small and walkable, with some sidewalks and crosswalks

🎡 Top Kid Attractions
  • 🎯
    Westmoreland State Park
  • 🎯
    George Washington Birthplace National Monument
  • 🎯
    Kinsale Beach

Best Neighborhoods for Families

The downtown area and surrounding neighborhoods offer a charming and family-friendly atmosphere, with easy access to shops, restaurants, and outdoor activities. The waterfront area is also popular, with beautiful views and a range of outdoor recreational opportunities

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📊 Kinsale — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Kinsale tend to be higher in the summer months due to air conditioning usage, with an average increase of 15% compared to the rest of the year. In the winter, heating costs are relatively low due to the mild climate

🏛️ Local Tax Details

The ZIP code 22488 has a property tax millage rate of 0.85, with no local surtaxes

👶 Family & Stroller Friendliness

6, with explanation: Kinsale has some sidewalks and crosswalks, but they can be uneven and limited in some areas. The town has a few parks and outdoor spaces that are stroller-friendly, but more infrastructure development is needed to support families with young children

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