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La Plata, MD Utility & Living Guide
Living in La Plata, MD offers a unique blend of small-town charm and access to larger cities like Washington D.C.
Monthly Utility Costs
$140/mo
—
$50/mo
$30/mo
$70/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1300/mo |
| 2 Bedrooms | $1700/mo |
| 3 Bedrooms | $2300/mo |
| Median Home Price | $340,000 |
| Property Tax Rate | 1.15% |
| Avg Childcare/mo | $1200 |
The housing market in La Plata is relatively stable, with a mix of older and newer homes available. Rentals are also available, but may be limited in certain areas. Home prices have been steadily increasing over the past few years.
Cost of Living
110
+10% above national average
105
100
102
$1200
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 6% |
| Property Tax Rate | 1.15% |
| <p>State 6% + County 0% + City 0%</p> | |
Maryland has a progressive state income tax, with rates ranging from 2% to 5.75%
Family & Relocation
60
7/10
$1200/mo
City Pulse
La Plata has a limited public transportation system, but it is relatively stroller-friendly, with accessible sidewalks and crosswalks
- Port Tobacco River Park
- La Plata Town Hall
- Charles County Fairgrounds
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in La Plata based on your household profile.
Local Briefing & Neighborhood Pulse
Live Local News
La Plata has regulations in place regarding zoning, noise ordinances, and property maintenance
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
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📊 La Plata — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in La Plata tend to be higher in the summer months due to air conditioning usage, with average electric bills increasing by 20-30% from June to August. In the winter, heating costs are relatively low due to the mild climate, with average electric bills decreasing by 10-20% from December to February.
🏛️ Local Tax Details
The ZIP code 20646 has a property tax millage rate of 0.85, with no local surtaxes
👶 Family & Stroller Friendliness
8/10, with wide sidewalks, accessible crosswalks, and several parks and playgrounds, but some areas may have limited elevator access in public buildings
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