Lady Lake, FL Utility & Living Guide

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Tier 3 Location

Lady Lake, FL Utility & Living Guide

Lady Lake offers a peaceful, small-town atmosphere with easy access to Florida's natural beauty and amenities.

Last updated: June 26, 2026
Total Utilities$255/mo
1BR Rent$1200/mo
Sales Tax7.5%
COL Index105 (+5% above national average)
Family Score6/10
Median Home$320,000
🌤️ Live Weather — Lady Lake
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⚠️ Natural Hazard History — Lady Lake
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$120/mo

Duke Energy
🔥 Gas

N/A - Electric only
💧 Water

$45/mo

Lady Lake Water Department
🗑️ Garbage

$25/mo

Lady Lake Public Works
📶 Internet

$65/mo

Combined Average Overhead $255/month

Housing Market

Rent & Property
1 Bedroom$1200/mo
2 Bedrooms$1600/mo
3 Bedrooms$2100/mo
Median Home Price$320,000
Property Tax Rate1.2%
Avg Childcare/mo$1000

The housing market in Lady Lake is competitive, with steady demand from retirees and families. Prices have risen due to limited inventory.

Cost of Living

Overall COL Index

105

US national avg = 100
vs National Avg

+5% above national average

Groceries

102

Transportation

98

Healthcare

100

Childcare/mo

$1000

Tax Rates

Tax Overview
Total Sales Tax7.5%
Property Tax Rate1.2%
<p>State 6% + County 1% + City 0.5%</p>

Florida has no state income tax.

Family & Relocation

Family Vibe Score
6/10
Safety Index

50

Higher = safer
School Rating

6.5/10

GreatSchools avg
Avg Childcare

$1000/mo

City Pulse

Population Trend
+8% (growing)
Political Climate
Purple
Business Momentum
Moderate with key industries in healthcare, retail, and tourism.
Top Local Concerns
Traffic congestion, rising home prices, healthcare access
🚌 Transit for Families

Limited public transit; most families rely on cars.

🎡 Top Kid Attractions
  • 🎯
    Sharon Rose Wiechens Preserve
  • 🎯
    Lady Lake Historical Society Museum
  • 🎯
    Allie Kiick Park

Best Neighborhoods for Families

The Villages area is popular for amenities, while older neighborhoods near downtown offer affordability.

Household Budget Calculator

Estimate your real monthly cost of living in Lady Lake based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

No overnight street parking, trash must be out by 7 AM on collection day.

Lady Lake is seeing growth in healthcare and retail sectors. Retiree migration continues to drive local economy.

Financial Tools

Calculators
Planning Tools

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📊 Lady Lake — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

💰 Median Household Income
$42,088
👤 Median Age
65.9
🏠 Homeownership Rate
70.5%
🔑 Renter Rate
29.5%
📉 Poverty Rate
14.0%
💼 Unemployment Rate
6.6%
📡 Internet Access
90.2%
🎓 College Educated
20.1%

☀️ Seasonal Utility Costs

Summer AC use spikes electric bills, while mild winters keep costs low with minimal heating needs.

🏛️ Local Tax Details

ZIP 32159: millage rate 1.2%, no local surtaxes.

👶 Family & Stroller Friendliness

6/10: Sidewalks in newer areas, limited park access, minimal transit elevators.

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