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Lahaina, HI Utility & Living Guide
Utilities, housing, taxes, cost of living, and local insights — everything residents and families need.
Monthly Utility Costs
$150/mo
—
$60/mo
$30/mo
$70/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1800/mo |
| 2 Bedrooms | $2500/mo |
| 3 Bedrooms | $3500/mo |
| Median Home Price | $640,000 |
| Property Tax Rate | 1.1% |
| Avg Childcare/mo | $1200 |
The housing market in Lahaina is highly competitive, with a limited supply of homes and a high demand from tourists and locals alike. Many homes are priced above $500,000, and rentals are often snapped up quickly. However, the town’s historic district and surrounding neighborhoods offer a range of housing options, from cozy cottages to luxury estates.
Cost of Living
120
+20% above national average
110
105
105
$1200
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 4.166% |
| Property Tax Rate | 1.1% |
| <p>State 4.166% + County 0% + City 0%</p> | |
Hawaii has a state income tax with rates ranging from 1.4% to 11%, but there are no local income taxes in Lahaina.
Family & Relocation
70
7.5/10
$1200/mo
City Pulse
Lahaina has a limited public transportation system, but the town is highly walkable and bikeable, with many stroller-friendly sidewalks and paths.
- Lahaina Aquarium
- Maui Ocean Center
- Baby Beach
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Lahaina based on your household profile.
📰 Live Local News
Lahaina has strict zoning laws and historic preservation regulations to maintain the town’s unique character and charm.
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
Search by city name or ZIP code to find utility costs, housing data and cost of living guides.
📊 Lahaina — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Lahaina tend to be higher in the summer months due to increased air conditioning usage, while winter months see a slight decrease in costs. However, the town's mild tropical climate means that heating costs are relatively low throughout the year.
🏛️ Local Tax Details
The ZIP code 96761 has a property tax millage rate of 1.1%, with no local surtaxes. However, the county of Maui has a 0.5% surtax on certain properties to fund local infrastructure projects.
👶 Family & Stroller Friendliness
8/10, with wide sidewalks, accessible parks, and many family-friendly amenities, but some areas have limited elevator access in transit and uneven pavement.
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