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Latham, NY Utility & Living Guide
Latham offers a suburban feel with convenient access to Albany and the natural beauty of upstate New York.
Monthly Utility Costs
$120/mo
$50/mo
$45/mo
$25/mo
$65/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1200/mo |
| 2 Bedrooms | $1600/mo |
| 3 Bedrooms | $2100/mo |
| Median Home Price | $320,000 |
| Property Tax Rate | 1.2% |
| Avg Childcare/mo | $1000 |
The housing market in Latham is competitive, with steady demand for single-family homes. Prices have risen moderately over the past few years due to its desirable location and good schools.
Cost of Living
105
+5% above national average
102
98
100
$1000
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 7.5% |
| Property Tax Rate | 1.2% |
| <p>State 4% + County 3.5% + City 0%</p> | |
New York State income tax ranges from 4% to 8.82% depending on income level.
Family & Relocation
50
6.5/10
$1000/mo
City Pulse
Public transit is limited, but CDTA buses are accessible with strollers. Sidewalks are generally well-maintained in residential areas.
- Colonie Center Mall
- The Crossings of Colonie Park
- Latham Circle Mall
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Latham based on your household profile.
Local Briefing & Neighborhood Pulse
Live Local News
Residents must adhere to local zoning laws and obtain permits for home renovations. Snow removal from sidewalks is required within 24 hours of snowfall.
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
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📊 Latham — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs peak in winter due to heating needs, with gas bills often doubling. Summer sees moderate increases from air conditioning use.
🏛️ Local Tax Details
Key ZIP code level tax info: Property tax millage rates vary by school district, with Colonie Central School District at 1.2%. No local surtaxes specific to Latham.
👶 Family & Stroller Friendliness
7/10: Sidewalks are generally good, parks are accessible, but public transit options are limited for families with strollers.
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