Lincoln, MA Utility & Living Guide

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Tier 3 Location

Lincoln, MA Utility & Living Guide

Living in Lincoln, MA offers a unique blend of rural charm and easy access to Boston's amenities

Last updated: June 26, 2026
Total Utilities$370/mo
1BR Rent$1500/mo
Sales Tax6.25%
COL Index146 (+46% above national average)
Family Score8/10
Median Home$640,000
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⚠️ Natural Hazard History — Lincoln
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$140/mo

Eversource Energy
🔥 Gas

$80/mo

National Grid
💧 Water

$50/mo

Lincoln Water Department
🗑️ Garbage

$30/mo

Republic Services
📶 Internet

$70/mo

Combined Average Overhead $370/month

Housing Market

Rent & Property
1 Bedroom$1500/mo
2 Bedrooms$2000/mo
3 Bedrooms$2800/mo
Median Home Price$640,000
Property Tax Rate1.23%
Avg Childcare/mo$1200

The housing market in Lincoln is highly competitive, with a mix of historic homes and new constructions. The town has a strong sense of community, with many residents actively involved in local affairs. Home prices have been steadily increasing in recent years.

Cost of Living

Overall COL Index

146

US national avg = 100
vs National Avg

+46% above national average

Groceries

114

Transportation

94

Healthcare

102

Childcare/mo

$1200

Tax Rates

Tax Overview
Total Sales Tax6.25%
Property Tax Rate1.23%
<p>State 6.25% + No County tax + No City tax</p>

Massachusetts has a flat state income tax rate of 5.2%, with no local income taxes

Family & Relocation

Family Vibe Score
8/10
Safety Index

40

Higher = safer
School Rating

8.5/10

GreatSchools avg
Avg Childcare

$1200/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Blue
Business Momentum
High, with key industries in technology, healthcare, and education
Top Local Concerns
Traffic, affordable housing, environmental conservation
🚌 Transit for Families

The commuter rail station in Lincoln has elevator access, and the town has several parks and playgrounds with stroller-friendly paths

🎡 Top Kid Attractions
  • 🎯
    Drumlin Farm
  • 🎯
    Codman Estate
  • 🎯
    Walden Pond

Best Neighborhoods for Families

The town center and surrounding neighborhoods, such as Lincoln Center and Brooks Hill, are popular with families due to their proximity to schools, parks, and community amenities. The area around the commuter rail station is also up-and-coming, with new restaurants and shops opening up.

Household Budget Calculator

Estimate your real monthly cost of living in Lincoln based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Lincoln has strict zoning laws and environmental regulations to preserve its rural character

The current financial trend in Lincoln is a growing demand for luxury homes and a thriving downtown area, with many new businesses and restaurants opening up. However, this growth also brings concerns about affordability and traffic congestion.

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📊 Lincoln — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Lincoln fluctuate significantly by season, with winter heating bills often exceeding $200 per month due to the cold New England climate. In contrast, summer utility bills are relatively low, with average costs around $100 per month.

🏛️ Local Tax Details

The ZIP code 01773 has a property tax millage rate of 1.23, with no local surtaxes

👶 Family & Stroller Friendliness

8/10, with wide sidewalks, accessible parks, and elevator access at the commuter rail station, but some areas have limited stroller-friendly infrastructure

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