Little Ferry, NJ Utility & Living Guide

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Tier 3 Location

Little Ferry, NJ Utility & Living Guide

Little Ferry offers a quiet suburban lifestyle with easy access to New York City.

Last updated: June 25, 2026
Total Utilities$305/mo
1BR Rent$1200/mo
Sales Tax7.5%
COL Index105 (+5% above national average)
Family Score6/10
Median Home$320,000
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⚠️ Natural Hazard History — Little Ferry
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$120/mo

PSE&G
🔥 Gas

$50/mo

PSE&G
💧 Water

$45/mo

Little Ferry Water Department
🗑️ Garbage

$25/mo

Little Ferry Department of Public Works
📶 Internet

$65/mo

Combined Average Overhead $305/month

Housing Market

Rent & Property
1 Bedroom$1200/mo
2 Bedrooms$1600/mo
3 Bedrooms$2100/mo
Median Home Price$320,000
Property Tax Rate1.2%
Avg Childcare/mo$1000

The housing market in Little Ferry is competitive, with a mix of single-family homes and apartments. Prices have been rising due to its proximity to NYC.

Cost of Living

Overall COL Index

105

US national avg = 100
vs National Avg

+5% above national average

Groceries

102

Transportation

98

Healthcare

100

Childcare/mo

$1000

Tax Rates

Tax Overview
Total Sales Tax7.5%
Property Tax Rate1.2%
<p>State 6.625% + County 0% + City 0.875%</p>

New Jersey has a progressive income tax system with rates ranging from 1.4% to 10.75%.

Family & Relocation

Family Vibe Score
6/10
Safety Index

50

Higher = safer
School Rating

6.5/10

GreatSchools avg
Avg Childcare

$1000/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Blue
Business Momentum
Moderate with key industries in retail, healthcare, and logistics
Top Local Concerns
Property taxes, traffic congestion, school funding
🚌 Transit for Families

Public transit is accessible but crowded during peak hours. Buses and trains are stroller-friendly.

🎡 Top Kid Attractions
  • 🎯
    Little Ferry Public Library
  • 🎯
    Veterans Memorial Park
  • 🎯
    Little Ferry Pool

Best Neighborhoods for Families

The areas near Veterans Memorial Park and the library are popular with families due to their proximity to schools and parks.

Household Budget Calculator

Estimate your real monthly cost of living in Little Ferry based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Residents must obtain permits for home renovations and adhere to local zoning laws.

Little Ferry is seeing increased investment in local businesses and infrastructure. Property values are rising due to its strategic location near NYC.

Financial Tools

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Planning Tools

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📊 Little Ferry — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

💰 Median Household Income
$77,368
👤 Median Age
44.5
🏠 Homeownership Rate
44.1%
🔑 Renter Rate
55.9%
📉 Poverty Rate
5.6%
💼 Unemployment Rate
6.4%
📡 Internet Access
91.6%
🎓 College Educated
30.8%

☀️ Seasonal Utility Costs

Utility costs peak in winter due to heating needs and in summer due to air conditioning usage.

🏛️ Local Tax Details

Key ZIP code level tax info: property tax millage rates vary by district, no local surtaxes specific to Little Ferry county.

👶 Family & Stroller Friendliness

7/10 with explanation: sidewalks are well-maintained, parks are accessible, but transit elevators are limited.

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