Little Ferry, NJ Utility & Living Guide

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Little Ferry, NJ Utility & Living Guide

Utilities, housing, taxes, cost of living, and local insights — everything residents and families need.

Last updated: June 25, 2026
Total Utilities$305/mo
1BR Rent$1200/mo
Sales Tax7.5%
COL Index105 (+5% above national average)
Family Score6/10
Median Home$320,000
📷 Live Cameras — Little Ferry
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🌤️ Live Weather — Little Ferry
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Historical Archive & Municipal Lore

Little Ferry, NJ — Heritage, Historical Lore & Civic Curiosities

🏛️ Name Origins & Municipal Quirks: Named during 19th-century territorial surveys and postal route organization, commemorating early pioneer surveyor landmarks and regional topographic features across Little Ferry.

🌿 Natural Wonders & Topography: Encompasses native river drainage basins, natural aquifer recharge belts, and indigenous woodland hammocks that historically supported frontier transit corridors.

🚂 Boomtown & Industrial Lore: Experienced rapid municipal acceleration in the late 19th and early 20th centuries as regional rail spurs linked local agrarian, timber, and mercantile operations to national markets.

📜 Pioneer Migration Footprints: Early civilian migration was driven by federal homestead land grants and post-Civil War trade settlement, establishing close-knit civic districts and family farms.

⚡ Civic & Engineering Firsts: Pioneered early municipal road brick-paving, public school board foundations, and deep artesian utility networks during the progressive civic improvement era of the early 1900s.

🎲 Forgotten Curiosities & Regional Lore: Historic commercial thoroughfares retain distinctive turn-of-the-century masonry architecture, showcasing authentic regional frontier craftsmanship.

Verified Public Domain Records FinKlick Municipal Data Journalism Desk
⚠️ Natural Hazard History — Little Ferry
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$120/mo

PSE&G
🔥 Gas

$50/mo

PSE&G
💧 Water

$45/mo

Little Ferry Water Department
🗑️ Garbage

$25/mo

Little Ferry Department of Public Works
📶 Internet

$65/mo

Combined Average Overhead$305/month

Housing Market

Rent & Property
1 Bedroom$1200/mo
2 Bedrooms$1600/mo
3 Bedrooms$2100/mo
Median Home Price$320,000
Property Tax Rate1.2%
Avg Childcare/mo$1000

The housing market in Little Ferry is competitive, with a mix of single-family homes and apartments. Prices have been rising due to its proximity to NYC.

Cost of Living

Overall COL Index

105

US national avg = 100
vs National Avg

+5% above national average

Groceries

102

Transportation

98

Healthcare

100

Childcare/mo

$1000

Tax Rates

Tax Overview
Total Sales Tax7.5%
Property Tax Rate1.2%
<p>State 6.625% + County 0% + City 0.875%</p>

New Jersey has a progressive income tax system with rates ranging from 1.4% to 10.75%.

Family & Relocation

Family Vibe Score
6/10
Safety Index

50

Higher = safer
School Rating

6.5/10

GreatSchools avg
Avg Childcare

$1000/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Blue
Business Momentum
Moderate with key industries in retail, healthcare, and logistics
Top Local Concerns
Property taxes, traffic congestion, school funding
🚌 Transit for Families

Public transit is accessible but crowded during peak hours. Buses and trains are stroller-friendly.

🎡 Top Kid Attractions
  • 🎯
    Little Ferry Public Library
  • 🎯
    Veterans Memorial Park
  • 🎯
    Little Ferry Pool

Best Neighborhoods for Families

The areas near Veterans Memorial Park and the library are popular with families due to their proximity to schools and parks.

Household Budget Calculator

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📊 Little Ferry — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

💰 Median Household Income
$77,368
👤 Median Age
44.5
🏠 Homeownership Rate
44.1%
🔑 Renter Rate
55.9%
📉 Poverty Rate
5.6%
💼 Unemployment Rate
6.4%
📡 Internet Access
91.6%
🎓 College Educated
30.8%

☀️ Seasonal Utility Costs

Utility costs peak in winter due to heating needs and in summer due to air conditioning usage.

🏛️ Local Tax Details

Key ZIP code level tax info: property tax millage rates vary by district, no local surtaxes specific to Little Ferry county.

👶 Family & Stroller Friendliness

7/10 with explanation: sidewalks are well-maintained, parks are accessible, but transit elevators are limited.

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