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Lively, VA Utility & Living Guide
Utilities, housing, taxes, cost of living, and local insights — everything residents and families need.
Monthly Utility Costs
$128/mo
—
$40/mo
$30/mo
$60/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1100/mo |
| 2 Bedrooms | $1400/mo |
| 3 Bedrooms | $1900/mo |
| Median Home Price | $280,000 |
| Property Tax Rate | 0.85% |
| Avg Childcare/mo | $900 |
The housing market in Lively is relatively stable, with a mix of older and newer homes available. Waterfront properties are highly sought after, and prices reflect the desirable location. Rentals are also available, but options may be limited.
Cost of Living
105
+5% above national average
102
98
100
$900
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 5.3% |
| Property Tax Rate | 0.85% |
| <p>State 4.3% + County 1%</p> | |
Virginia has a progressive income tax system, with rates ranging from 2% to 5.75%
Family & Relocation
55
7/10
$900/mo
City Pulse
Lively has limited public transportation options, but the town is relatively small and walkable, making it accessible for families with strollers.
- Lancaster County Park
- Rappahannock River
- Belle Isle State Park
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Lively based on your household profile.
📰 Live Local News
Lively has zoning regulations in place to preserve the town’s character and protect the environment.
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
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📊 Lively — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
During the summer months, utility costs in Lively tend to increase due to air conditioning usage, while winter months see a slight decrease. However, the town's mild climate means that extreme temperature fluctuations are rare, keeping utility costs relatively stable throughout the year.
🏛️ Local Tax Details
The ZIP code 22507 has a property tax millage rate of 0.85, with no local surtaxes.
👶 Family & Stroller Friendliness
8/10: Lively has well-maintained sidewalks and easy access to parks, making it a great place for families with strollers. However, some areas may have limited elevator access in transit, and family infrastructure could be improved.
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